Country Club Bank

Personal / Checking Accounts

personal checking accounts

Country Club Bank offers a variety of personal checking account options to simplify your finances and meet your everyday banking needs.

Read below or view a comparison chart of our checking account options.

Click here to view the personal fee schedule.

For Mobile eDeposit, Passcode, TouchID, Mobile Wallet and SecurLOCK, click here

Connect Checking

Convenient banking tools

  • Online banking, mobile banking, bill pay, debit card, e-statement, and mobile check deposit.

Insurance review with a wealth solutions representative from Country Club Bank

  • Complimentary insurance review for Life, Disability, Long Term Care, and Health

ATM benefits1

  • Receive up to 8 free foreign ATM transactions per monthly statement cycle

Maintenance Fee

  • Only $7 per statement cycle, and we'll reduce the fee by $0.15 per qualified debit card transaction. Transactions must post within the statement cycle to qualify. ATM transactions do not qualify. Credit will not exceed $7 maintenance fee.

Advantage Connect

Making every penny work for you! This premium account pays interest and rewards you with premium banking services. Maximize your growth potential and simplify your life with one account that does it all.

Convenient banking tools

  • Online banking, mobile banking, bill pay, debit card, e-statement, and mobile check deposit.

Insurance review with a wealth solutions representative from Country Club Bank

  • Complimentary insurance review for Life, Disability, Long Term Care, and Health

ATM benefits1

  • Receive up to 8 free foreign ATM transactions per monthly statement cycle

Interest on your checking balance

  • Interest earned will be calculated at our current rate.

Additional Bank Benefits

  • First box of checks for free
  • Free Cashier's Checks and Money Orders
  • $20 discount on annual Safe Deposit Box rent any size

Maintenance Fee

  • $12 per per statement cycle, waived if you maintain a minimum daily balance of $5,000 or an average combined $20,000 balance in consumer deposit and/or loan accounts each statement cycle.

Simply Checking

If you're looking for a hassle-free checking account, look no further than Simply Checking. This account offers you all the convenience of a checking account with a low minimum balance. The monthly fee is waived if you have a monthly direct deposit to this account.

Convenient banking tools

  • Online banking, mobile banking, bill pay, debit card, e-statement, and mobile check deposit.

Insurance review with a wealth solutions representative from Country Club Bank

  • Complimentary insurance review for Life, Disability, Long Term Care, and Health

ATM benefits1

  • Receive 8-free foreign ATM transactions per monthly statement cycle

Maintenance Fee

  • $7 maintenance fee per statement cycle. ACH Credit(s) with an aggregated total of $300 or more per statement cycle or $500 minimum daily balance maintained to avoid maintenance fee. Paper statement fee is $2.50. If signed up for eStatements, no fee.

Student Checking

Are you between the ages of 12 and 23?

If so, use Student Checking to give you a smart, easy way to manage your money.

Save time and money while you bank on the go

  • Use free Online Banking with Bill Pay
  • Access simple and safe Mobile Banking and Mobile eDeposit
  • Carry a Country Club Bank Debit Card for easy purchases. You also have the option to use SecurLOCK to keep your card safe and provide instant notifications whenever your card is used.

Keep it simple

  • With Online Statements and Check images

ATM Benefits1

  • Receive up to 8 free foreign ATM transactions per monthly statement cycle

Come see us at any of our 19 locations in the Kansas City metro area!

$25 minimum opening deposit. First two written checks or in-branch withdrawals free per statement cycle, $0.50 per check or in-branch withdrawals thereafter. Sign up for online statements and we'll waive the $2.50 per statement cycle paper statement fee. Minor Account will require parent or guardian joint ownership.


Reorder Checks

With Country Club Bank reordering checks is easy - click here to reorder checks.

To learn more, email us or call (816) 931-4060.

Please remember that email is not secure. Non-public personal and account information such as ACCOUNT and SOCIAL SECURITY NUMBERS should not be sent through this form or through email.

1 Country Club Bank does not charge a fee for the first 8 combined ATM withdrawals or balance inquiries per account per statement cycle. After 8, subsequent withdrawals will be charged at $2.50 each and balance inquiries at $1.00 each except when made at any Country Club Bank owned ATM. Country Club Bank also refunds up to $25 per account per statement cycle in other banks' ATM usage fees.

Member FDIC
Trust, Investment and Insurance products and Services:
  • Are Not Insured by the FDIC or any other federal government agency.
  • Are Not deposits of, or guaranteed by, the Bank or any Bank affiliate.
  • May lose value.