Regular Savings
Open an Account
This account is ideal if you want to establish savings for your children, make frequent deposits, save for vacations, or set aside money for other major purchases.
Minimum Opening Deposit
$100
Balance requirements to avoid a maintenance fee
No fee when a minimum daily balance of $100 is maintained.
Maintenance Fee
$3 monthly
Interest Statements
Accrued daily and paid monthly. Produced quarterly.
Transaction Limits
No more than six third-party withdrawals or preauthorized transfers per month.*
Withdrawals and/or transfers exceeding six per month will result in a $5 excessive withdrawal fee per month. If limitations are continuously exceeded, it may result in account reclassification.
Money Market Savings
Open an Account
A money market account gives you a higher interest rate than a regular savings account, plus the liquidity and flexibility of a checking account.
Minimum Opening Deposit
$100
Balance requirements to avoid a maintenance fee
No fee when a minimum daily balance of $1,000 is maintained.
No interest is earned on days that balance requirements are not met.
Maintenance Fee
$20 monthly
Interest Statements
Accrued daily and paid monthly. Produced quarterly.
Transaction Limits
No more than six third-party withdrawals or preauthorized transfers per statement cycle.*
Withdrawals and/or transfers exceeding six per month will result in a $25 excessive withdrawal fee per month. If limitations are continuously exceeded, it may result in account reclassification.
Student Savings
Open an Account
Minimum Opening Deposit
$25
Balance requirements to avoid a maintenance fee
No minimum balance.
Maintenance Fee
No fee
Interest Statements
Accrued daily and paid monthly. Produced quarterly.
Transaction Limits
No more than six third-party withdrawals or preauthorized transfers per month.*
Withdrawals and/or transfers exceeding six per month will result in a $5 excessive withdrawal fee per month. If limitations are continuously exceeded, it may result in account reclassification.
Ages 0-23
Coins counted free.
Certificate of Deposit (CD) Chart
Term/Account Type
7-89 days
3 month
6 month
1 year
Mini CD (1 year)
2 year
3 year
4 year
5 year
Opening Deposit
$1,000 and over
$1,000 and over
$1,000 and over
$1,000 and over
$250 and over
$1,000 and over
$1,000 and over
$1,000 and over
$1,000 and over
- Automatic Renewal at Maturity - All CDs will automatically renew at maturity (with 10-day grace period)
- Additional deposits to CDs - Additional deposits are not allowed except for the Mini CD, for which deposits are allowed in $50 increments.
- Interest - Any term length greater than 12 months compounds quarterly; any term length less than 12 months compounds at maturity.
- Interest Payment- Interest can be compounded or directly deposited into your Country Club Bank checking or savings account.
- Withdrawal penalties may be charged on any of our CDs for early redemption.
Health Savings Account
Service Charges
Monthly Maintenance Fee (waived first 6 months after account opening; thereafter, $1,000 minimum daily balance required)
$5.00
Closing or Transfer Fee
$20.00
Excess Contribution Fee (waived for relationship customers)
$25.00
Paper Statements
$2.50
Electronic Statements
N/C
Interest Paid
Yes, if over $1,000
Account Features
Contributions to an HSA may be fully or partially tax-deductible. Contact your tax advisor with questions pertaining to the tax deductibility of your contributions.
All tax references are at the federal level. State taxes vary, please consult your tax advisor.
IRAs
When planning for retirement, consider opening a Country Club Bank IRA. We offer short and long-term Roth and Traditional IRAs to meet your specific needs. Contributions to an IRA may be fully or partially tax-deductible. Contact your tax advisor for questions pertaining to the tax deductibility of your contributions.
For more information email us or call (816) 931-4060.
All tax references are at the federal level. State taxes vary, please consult your tax advisor.
Savings Bonds
Savings bonds can be cashed by speaking to a teller at any of our financial centers. Savings bonds can be purchased through the U.S. Treasury website: http://www.treasurydirect.gov
To learn more about any of our accounts and services, contact us or call (816) 931-4060.