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Certified Financial Planner Board of Standards Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, CFP® (with plaque design), and CFP® (with flame design) in the U.S., which it authorizes use of by individuals who successfully complete CFP Board's initial and ongoing certification requirements.

1 Ward Parkway • Kansas City, MO 64112 • 816-751-4200

Investment products are:

• NOT FDIC INSURED • NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, THE BANK OR ANY OF ITS SUBSIDIARIES OR AFFILIATES • MAY LOSE VALUE

Country Club Trust Company (CCTC) is a division of First National Bank of Omaha (FNBO). CCTC does not provide legal or tax advice. For legal and/or tax advice, the services of a competent professional person or professional organization should be sought. Please also note that CCTC does not serve in a fiduciary capacity regarding all services provided such as with respect to custodial services or referrals.

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FNBO is an Equal Opportunity Employer