AMG offers interest rate risk reporting and consulting via BancPath, our proprietary Interest Rate Risk (IRR) model. The BancPath model is an outsourced solution that can be run on either a monthly or a quarterly basis. In addition, we have bridged the gap between the ease and reliability of an outsourced solution and the flexibility of an in house model. Our secure web portal allows you to download IRR information to Excel for further review, and provides access to multiple ancillary reports and spreadsheets to assist your team in testing various loan and deposit pricing strategies. You can also customize your report set to provide relevant reports to your board, your management team, your pricing committee, your auditor and your regulator, as needed.
The BancPath model is designed to be a turn-key service that meets all regulatory guidance, as we use your data to calculate assumptions, including those for deposit betas, loan betas, non-maturing deposit lives, and prepayment speeds. We also include templates for ALCO meeting agendas and minutes. With a proprietary model, we are able to offer rare flexibility within an outsourced solution.
In addition to reporting, ongoing consulting is included with the price of the service. Your AMG consultant is available as needed to review your reports, risk position, policies, pricing strategies, and exams. Our goal is to become a trusted partner in managing your balance sheet. As our slogan says, "the only measure of our success is yours."