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AMG Swap Pricing – 8/4/2020

Brokered CD Funding – 08/03/2020

Market Snapshot – 8/3/2020

PMR - A Trader's Perspective 07/24/2020

PMR - Defensive Investing - 07/23/2020

PMR - Mixed-Signals … - 07/22/2020

PMR - Extended Stimulus … and “Lower for Longer” 07/21/20

PMR - Yield Curve Review - 07/20/2020

Regression Analysis 07/20/2020

The Leaderboard Report – Mortgage Prepayment

Yield Curve Review 06/22/20

PMR- Cutting Cost of Funds 06/19/2020

PMR - They Say a Picture is Worth a Thousand Words 06/18/2020

PMR - "For Cryin' Out Loud!" 06/17/2020

The Leaderboard Report – Agency SOFR Adjustable Rate Mortgages

PMR - Water, Water, Everywhere . . . 06/16/2020

PMR - Yield Curve Review 06/15/2020

Weekly Regression Analysis 06/15/2020

PMR - Callable Bonds: Very Different When Purchased at PAR / DISCOUNT / PREMIUM 06/11/20

PMR - Your Bonds Are a Walking Target 06/09/20

PMR - Monday's Yield Curve Review 06/08/20

Weekly Regression Analysis 06/08/20

A Perfect Fit! - 6/05/20

Yield Curve Review - 6/01/20

CASH FLOW with Limited Extension Risk 05/27/20

Yield Curve Review 05/26/20

Regression Analysis 05/26/20

Potential Value In This Market - 05/22/2020

PSF ... The Gold Standard - 05/21/2020

Essential Purpose and Safe Harbor - 05/20/2020

Bloomberg Monthly Economic Survey - 05/19/2020

The Pro Shop - The SBA PPP Liquidity Boost 06/01/20

Regression Analysis - 05/18/2020

Yield Curve Review - 05/18/2020

Looking for Solutions to Increase Efficiency? - 7/10/20

How to use these low rates to your advantage – Sample

BalanCD- Sample

Regression Analysis

Regression Analysis - 7/06/20

PMR - Week in Review 05/15/2020

PMR - Supply and Demand 05/14/2020

AMG Swap Pricing- Sample

PMR - Lender of Last Resort 05/13/2020

PMR - Less Than Zero 05/12/2020

PMR - YIeld Curve Review 05/11/2020

Regression Analysis 05/11/2020

PMR - The Important Role of Trust in High Performing Teams 05/08/20

PMR - HALF TIME ADJUSTMENTS 5/7/20

The Pro Shop - Investment Thoughts in this Low-Rate Environment 05/06/20

PMR - PPP Treatment in the ALM Model 05/06/20

PMR - Managing Spread and Margin 05/05/20

PMR - Monday's Yield Curve Review 05/04/20

Weekly Regression Analysis 05/04/20

Diversifying Funding Sources - 05/01/20

Comparing BQ and Non-BQ Municipals - 4/30/20

U.S. Treasuries... Yielding Significantly More than U.S. Treasuries - 4/29/20

Resist the Easy... - 4/28/20

Regression Analysis - 4/27/20

Yield Curve Review - 4/27/20

Time to Slash Cost of Funds (COF) 04/24/20

Capture These Spreads Before They Are Gone... 04/23/20

Opportunities in High Grade Municipal Bonds …? 04/22/20

Great Opportunity in the MBS Market 04/21/20

PMR - Monday's Yield Curve Review 04/20/20

Weekly Regression Analysis 04/20/20

A Municipal Traders Perspective - 04/17/2020

Going Out of State - 04/16/2020

Short Term Opportunities - 04/15/2020

Interest Rate Sensitivity - 04/14/2020

Yield Curve Review - 04/13/2020

Regression Analysis - 04/13/2020

PMR - Municipal Market Credit Impact 04/10/2020

PMR - Update: LIBOR Beyond 2021 04/09/2020

PMR - "Cushion Bonds" - The Call is Your Friend 04/08/2020

PMR - Mortgage Refi Wave 04/07/2020

PMR - Yield Curve Review 04/06/2020

Regression Analysis 04/06/2020

PMR - Prospects for the Municipal Market 04/03/20

PMR - Working Virtually with Clients 04/03/20

PMR The Week That Was (In The Municipal Market) 04/01/20

Coronavirus Aid, Relief, and Economic Security Act (The “CARES Act”) 03/31/20

PMR - Monday's Yield Curve Review 03/30/20

Weekly Regression Analysis 03/30/20

Negative Interest Rates - 3/27/20

Record Level Municipal Yields - 3/26/20

Value in the CD Market - 3/25/20

Extraordinary Measures of the Federal Reserve... - 3/24/20

Regression Analysis - 3/23/20

Yield Curve Review - 3/23/20

Volatility Breeds Opportunity 03/20/20

Volatility Continues… 03/19/20

“Specifics, Give Me Specifics!” 03/18/20

Top of the Mornin’ to you! 03/17/20

Yield Curve Review 03/16/20

Regression Analysis 03/16/20

Muni Market Witnesses An Historic Sell Off - And The Value Buyers Love It! - 03/13/2020

So When Did You Say the Rebound Will Happen? - 03/12/2020

Scanning For Bond Gains - 03/11/2020

We've Got Your Lily Pad! - 03/10/2020

Yield Curve Review - 03/09/2020

Regression Analysis - 03/09/2020

PMR - Keep Your Promise, Insure Your Love 03/06/2020

PMR - Short Muni's Still Showing Big Spreads 03/05/2020

PMR - (Un)expected Fed Cut 03/04/2020

PMR - Focusing on Coupons 03/03/2020

PMR - Yield Curve Review 03/02/2020

Regression Analysis 03/02/2020

PMR - A Good Time to Review Deposit Cost and Funding Sources 02/28/20

PMR - 30 Year 2.50% Mortgage Pool 02/27/20

PMR – 30 Year Low Coupon Mortgage Pools 2/26/20

PMR – GNMA ARMs are an Attractive Option Even as Rates Decline

Look Beyond Bank Qualified Bonds for Value in the Municipal Market – 2/21/20

Looking to the Futures – 2/20/2020

Bloomberg Monthly Economic Survey – 2/19/2020

Regression Analysis – 2/18/2020

Yield Curve Review – 2/18/2020

SOFR – LIBOR Transition 02/14/20

Manage Your Goals 02/13/20

Changes to Municipal Issuance 02/12/20

Clear Sailing For the Economy 02/11/20

Yield Curve Review 02/10/20

Regression Analysis 02/10/20

Brokered CD Funding - 02/10/2020

Love Is Just Damn Good Business - 02/07/2020

Outstanding Yields Are Available - 02/06/2020

Psychological "Barriers" To Purchasing Securities - 02/05/2020

Is It Too "Late" To Buy Out On The Curve? - 02/04/2020

Regression Analysis 02/03/2020

Yield Curve Review 02/03/2020

PMR - Negative Effects of Premium 01/31/2020

PMR - Caution: Accelerating Pre-payments Ahead 01/30/2020

PMR - Steady As She Goes . . . 01/29/2020

PMR - When America Sneezes ... but What About China?? 01/28/2020

PMR - Yield Curve Review 01/27/2020

Regression Analysis 01/27/2020

PMR - Bullet Trends 01/24/20

PMR - An Observation that could be an Opportunity for some…. 01/23/20

PMR - Win/Win/Win Structure with Cash Flow/Yield/No Premium Risk 01/22/20

PMR - Weekly Yield Curve Review 01/21/20

Weekly Regression Analysis 01/21/20

A Municipal Traders Perspective - 1/17/20

Quarterly Change in Municipal Offerings - 1/16/20

Agency Bullets Offering Spread to Treasuries - 1/15/20

Comparing Taxable Options: Pools vs Callable Agencies - 1/14/20

PMR - Yield Curve Review 01/13/2020

Regression Analysis 01/13/2020

Some Easily Obtainable Goals for 2020 01/10/20

Attractive MBS Pools at a Premium 01/09/20

Fed Funds Here to Stay? 01/08/20

2020 - Let’s Make it a Great Year 01/07/20

Yield Curve Review 01/06/20

Regression Analysis 01/06/20

362 Days Of Opportunity Ahead In 2020 01/03/20

CCB #1 Competitive BQ Underwriter In KS And #2 In Oklahoma For 2019 01/02/20

Happy New Year! 12/31/19

Yield Curve Review - 12/30/19

Regression Analysis - 12/30/19

What a Difference a Year Makes! 12/27/2019

Finding Value in Smaller Municipal Deals 12/26/2019

Merry Christmas! 12/24/2019

Monday's Yield Curve Review 12/23/2019

Regression Analysis 12/23/2019

A Trader's Perspective 12/20/19

Late Year Market Moves Could Present Some Interesting Investment Opportunities 12/19/19

To Do: Getting Ready for 2020 - PMR 12/18/19

Long Term Global Expectations on Interest Rates 12/17/19

PMR - Monday's Yield Curve Review 12/16/19

Weekly Regression Analysis 12/16/19

"Price is what you pay. Value is what you get." - Warren Buffet - 12/13/19

Finding the Right Fit - 12/12/19

Portfolio Clean-Up - 12/11/19

Picking Up Yield with Bank Eligible Municipals - 12/10/19

Regression Analysis - 12/09/19

Yield Curve Review - 12/09/19

Banks Shift Focus As Loan Growth Slows 12/06/19

Watch that Premium on Long Duration Mortgage Pools 12/05/19

GNMA ARMs Offer Yield, Low Duration and a Place to Hide? 12/04/19

Offset Premium Risk in Your Portfolio 12/03/19

Yield Curve Review 12/02/19

Regression Analysis 12/02/19

Year-End Moves - 11/29/19

Happy Thanksgiving - 11/27/19

Muni Bonds: The Lost Chapter of Life on the Mississippi - 11/26/19

Yield Curve Review - 11/25/19

Regression Analysis - 11/25/19

PMR - Ready for Year End?? 11/22/2019

PMR - Asset Allocation: Agency MBS 15 Year 2.5% 11/21/2019

PMR - Maintaining Yield on Earning Assets as Margin Compression Accelerates ... A Few Ideas 11/20/2019

PMR - Asset Allocation: Maintain the "long-end" of the Investment Portfolio 11/19/2019

PMR - Yield Curve Review - 11/18/19

Regression Analysis- 11/18/19

Municipal Traders Perspective 11/15/19

Safe Harbor Refunding Bonds 11/14/19

Bloomberg Monthly Economic Survey 11/13/19

Yield Curve Review 11/12/19

Regression Analysis 11/12/19

Insure Your Love with Long-Term Care Planning - 11/08/19

LIBOR Beyond 2021 - 11/07/19

The Pro Shop - Budget for More Bonds

Signs of Global Stabilization...? - 11/06/19

PMR – Do Tax-Free Municipal Bonds offer a Hidden Value? 11/5/19

PMR – Yield Curve Review 11/4/19

Weekly Regression Analysis 11/4/19

PMR- Short is Sometimes Very Sweet! G2 MA5088 1/1/5 Cap 11/1/19

PMR- Policy is Now "In a Good Place"! 10/31/19

PMR– Investing for the Long Haul 10/30/19

PMR – Fasten your Seatbelt 10/29/19

PMR – Yield Curve Review 10/28/19

Weekly Regression Analysis 10/28/19

PMR – A Trader's Perspective 10/25/19

PMR – Taxable Municipals- A Good Option 10/24/19

PMR – Fixed Income Sector Snapshot 10/23/19

PMR – CMO- Rare Value in the Two-Year Range 10/22/19

PMR – Yield Curve Review 10/21/19

Weekly Regression Analysis 10/21/19

PMR - A Trader's Perspective 10/18/2019

PMR - Yield/Size/Liquidity/Defense….This checks all the boxes! 10/17/2019

PMR - Cash Flow and Yield WITHOUT premium Risk ... It does exist 10/16/2019

PMR - Monday's Yield Curve Review 10/15/2019

Weekly Regression Analysis 10/15/2019

PMR - A Trader's Perspective

PMR - Increase Your Income

PMR - Fixed Income Sector Snapshot

PMR - Why Are Bullets So Hard To Find

PMR - Monday's Yield Curve Review 10/07/19

Weekly Regression Analysis 10/07/19

The 5 Laws of Stratospheric Success - 10/04/19

Avoid High Premium Bonds in Declining Rates - 10/03/19

The Pro Shop - AMG Peer Analysis Tools Demonstration

Fixed Income Sector Snapshot - 10/02/19

Agency Bullet Yield Spreads - 10/01/19

Yield Curve Review - 9/30/19

Regression Analysis - 9/30/19

Fourth Quarter 09/27/19

New Issue MBS Products are Cheap 09/26/19

Volatility Is Your Friend 09/25/19

Invest For Lower Rates While Protecting Against Higher Rates 09/24/19

PMR - Weekly Yield Curve Review 09/23/19

Weekly Regression Analysis 09/23/19

PMR - A Trader's Perspective 09/20/19

PMR - FOMC Votes to Cut the Fed Funds Target Rate 09/19/2019

PMR - Short Term Rate Chaos... 09/18/2019

PMR - Want To Earn 4.50% Overnight? 09/17/2019

PMR - Monday - Yield Curve Review 09/16/2019

Regression Analysis 09/16/2019

PMR - A Municipal Traders Perspective 09/13/2019

PMR - Bank Eligible Municipal Bonds 09/12/2019

PMR - CD Portfolio Check 09/11/2019

PMR - Where to Reinvest Roll-Off 09/10/2019

PMR - Monday - Yield Curve Review 09/09/19

Regression Analysis 09/09/2019

PMR - BNControl Update From User Group Meeting

PMR - Fuel Your Portfolio for the Future

PMR - 100 Basis Points Spread vs 5 Year Treasury 09/04/19

The Pro Shop - Growing Trend of Negative Yields

PMR - Weekly Yield Curve Review 09/03/19

Weekly Regression Analysis 09/03/19

A Few Action Items and Some Things to Ponder - 8/30/19

Central Bank Independence...? - 8/29/19

Those in a Borrowed Position Should Consider Their Options... - 8/28/19

Are You Borrowed on an Overnight Basis? - 8/27/19

Regression Analysis - 8/26/19

Yield Curve Review - 8/26/19

Trade Idea: What to do in this Rate Environment? 08/23/19

Will the 10-Year Treasury Yield Decline to 0%? 08/22/19

Managing Cost of Funds (COF) in a Declining Rate Environment 08/21/19

Maintaining Yield on Earning Assets in a Declining Rate Environment -A Short Checklist 08/20/19

Yield Curve Review 08/19/19

Regression Analysis 08/19/19

A Municipal Trader's Perspective - 08/16/19

PMR - History Does Not Repeat Itself but it Often Rhymes 8/15/2019

PMR - Blue Light Special! 8/14/2019

PMR - Bloomberg Monthly Economic Survey 08/13/2019

Yield Curve Review 08/12/19

Regression Analysis 08/12/19

The Pro Shop - The Trend is Not Always a Friend

PMR - Slippery Slope 08/08/2019

PMR - Consider Issuing Callables to Control NIM 08/07/2019

PMR - MBS Curve Still Steep 08/06/2019

PMR - Monday's Yield Curve Review 08/05/2019

Regression Analysis 08/05/2019

PMR - Mixed Message 8/1/19

PMR - Brexit Update 7/31/19

PMR - Still a Yield Curve in Municipals 7/30/19

PMR - Monday's Yield Curve Review 07/29/19

Weekly Regression Analysis 7/29/19

Reporting That Works For You - 7/26/19

Callable Bonds with a "Cushion" - 7/25/19

Value in the Odd Yield Curve - 7/24/19

Is the Fed Worried? - 7/23/19

Yield Curve Review - 7/22/19

Regression Analysis - 7/22/19

Is the 10YR Treasury Really Going to 0.00%? 07/19/19

Maximize Spread! Minimize Risk! All Without Sacrificing Cash Flow! 07/18/19

Don’t Overcomplicate Things… 07/17/19

A Trader's Perspective 07/16/19

Yield Curve Review 07/15/19

Regression Analysis 07/15/19

Lower For Longer? 07/12/19

That Was Then...This Is Now... 07/11/19

Tax Equivalent Yield (TEY) 07/10/19

What If Tax Rates Go Up? What Does That Do To Net Yield And Taxable Equivalent Yield? 07/09/19

Yield Curve Review 07/08/19

Regression Analysis 07/08/19

Grow Non Interest Income through the ABA Insurance Exchange 07/05/2019

Portfolio Optionality into Decling Rates 7/3/2019

What is Your Taxable Equivalent Yield?? 7/2/2019

Regression Analysis 7/1/2019

Yield Curve Review 7/1/2019

PMR - How far should we extend on the funding Curve? 6/28/19

PMR - The TINA Trade 6/27/19

PMR - Time to Go Longer in MBS Investments 6/26/19

PMR - The Market is Always Right 6/25/19

PMR - Monday's Yield Curve Review 06/24/19

Weekly Regression Analysis 06/24/19

A Municipal Traders Perspective - 6/21/19

Fed Leaves the Target Range for Fed Funds Unchanged in June (That’s good news, right?) - 6/20/19

Managing Yields - 6/19/19

Calling All Callable CD's! - 6/18/19

Yield Curve Review - 6/17/19

Regression Analysis - 6/17/19

PLATTE COUNTY, MISSOURI MAKES NATIONAL HEADLINES (BUT NOT THE KIND WE LIKE) 06/14/19

Homework 06/13/19

Get Ahead of the Fed 06/12/19

Portfolio Clean-Up 06/11/19

Yield Curve Review 06/10/19

Regression Analysis 06/10/19

A Perfect Fit! 06/07/19

Invest In Your State's Municipal Bond Issues To Pick Up Yield

CD Spreads Are Wide To Treasuries

You Should Consider Paying Off Overnight Borrowings

Yield Curve Review - 06/03/19

Regression Analysis - 06/03/19

Make the ALCO Process Meaningful, Not a Checkbox!

CMOs - Count Me Out?? 05/31/19

We've Got Your Lily Pad! 05/30/19

Bond Laddering Works (too bad so many investors don't understand why) 5/29/2019

PMR - Monday's Yield Curve Review 5/28/2019

Regression Analysis 5/28/2019

PMR - How is Your Budget Doing?

PMR - Make the ALCO Process Meaningful, Not a Checkbox!

PMR - Is It Too "Late" to Buy Out on the Curve?

PMR - Is It Time to Shorten Liabilities?

PMR - Monday's Yield Curve Review 05/20/19

Weekly Regression Analysis 05/20/19

Do You Think Rates Are Headed South? 05/17/19

Identifying Value in the Muni Market – Volume II 05/16/19

Identifying Value in the Muni Market 05/15/19

Bloomberg Monthly Economic Survey 05/14/19

Yield Curve Review 05/13/19

Regression Analysis 05/13/19

Life is for Living - Protect Yourself - 05/10/19

Bond Market Basic: Bond Swaps! - 05/09/2019

The Six Month Market - 05/08/19

Midwest Floods & Extraordinary Redemption Provisions (ERP) - 05/07/19

Regression Analysis - 05/06/19

Yield Curve Review - 05/06/19

The Pro Shop - Fed Focuses on Good Monetary Control

A Traders Perspective - Sugar High and Lower Yields - 05/03/19

Perception - 05/02/19

Mortgage Barbell - 05/01/19

"Plug the Gap" - 04/30/19

Monday Yield Curve Review - 04/29/19

Regression Analysis - 04/29/19

Buying out on "The Curve", Revisited! 4/26/2019

DUS Bonds: Delegated Underwriting Servicing 04/25/2019

MBS: The Very Accurately Defined Maturity 4/24/2019

Premium Callables - A Return to Value 4/23/2019

Regression Analysis - 4/22/2019

PMR - Monday's Yield Curve Review - 4/22/2019

The Effect of Dodd-Frank on Dealer Inventories and Liquidity 04/19/19

MAXIMIZING NET YIELD "OUT OF STATE" VERSUS "IN STATE" MUNICIPALS 4/18/19

Tax Equivalent Yields 4/17/19

Yield Relationships Between Taxables And Tax-Frees Today 4/16/19

PMR - Monday's Yield Curve Review 04/15/19

Weekly Regression Analysis 4/15/19

Demand for Municipals Remains Strong - 4/12/19

Rare Mix of Spread and Limited Optionality in Agency Callable - 4/11/19

How do you get stronger? Barbells! Same goes for our portfolios - 4/10/19

3.00%+...0% Risk Weight...Price Protection and Cash Flow! - 4/09/19

Yield Curve Review 4/08/19

Regression Analysis 4/08/19

Non-Interest Income Through Insurance 04/05/19

Spread Relationships Between Mortgage Backed Securities and Treasuries 04/04/19

Positive Price Movements in Mortgage Backed Securities 04/03/19

FASB 115 04/02/19

Regression Analysis 04/01/19

Monday Yield Curve Review 04/01/19

A Trader's Perspective - What Regression Is Indicating? 03/29/19

Market Crying Wolf On Rates 03/28/19

Asset Bubble Watch 03/27/19

Bonds May Be Your Best Choice For Liquidity 03/26/19

Monday - Yield Curve Review 03/25/19

Regression Analysis 03/25/19

Treasury Spreads (Which One Do We Care About?) 3/22/2019

Markets in Transition; What to do Now? (Part 3)

Markets in Transition; What to do Now? (Part 2)

Markets in Transition; What to do Now? (Part 1)

Yield Curve Review 3/18/2019

Regression Analysis 3/18/2019

A Case for Callable CDs 3/15/19

Current Value in Issuing CDs 3/14/19

Move Up in Coupon for the Best Value in Fixed Rate Mortgage Pools 3/13/19

A Good Call – Discounted Callable Agencies 3-12-19

PMR - Monday's Yield Curve Review 3/11/19

Weekly Regression Analysis 3-11-19

More Efficient Banking - 3/08/19

Bank Eligible Municipal Bonds - 3/07/19

Cashflow with Limited Premium Risk - 3/06/19

Nowcasting - 03/05/19

Regression Analysis 03/04/19

Yield Curve Review 03/04/19

A MUNICIPAL TRADERS PERSPECTIVE 03/01/2019

Do We Need to “Reset” Our Expectations for 2019? 02/28/2019

Is It Time To Rethink the Duration of Liabilities? 02/27/2019

Hoarding Overnight Funds Sold is Not a Substitute for Building an Investment Portfolio

Yield Curve Review 02/25/2019

Regression Analysis 02/25/19

Fed Funds Futures Curve - 02/22/19

The State of Bank Merger / Acquisition Activity - 02/21/19

The Yield Curve Speaks (but are investors listening?) - 02/20/19

Yield Curve Review - 02/19/19

Regression Analysis - 02/19/19

The Hippocratic Oath - 02/15/2019

Renewed Rumblings of the "R" Word - 2/14/2019

Attention Muni Shoppers - 2/13/19

The Strategist- 2/19/19

Bloomberg Monthly Economic Survey - CHANGING OPINIONS! 02/12/2019

Regression Analysis - 2/11/2019

Yield Curve Review - 02/11/2019

Lowflation...and the Powell Pause 2/7/19

The Crux of it all … and a Cash Flow Suggestion 02/06/19

More Demand for Tax-exempt Municipals …? 2/5/2019

February 2019 Issue: The Tone is Changing

Yield Curve Review - 02/04/19

Regression Analysis - 02/04/19

Municipal Bond Insurance Review - 2/1/19

Perception - 1/31/19

An Attractive Alternative Funding Option - 1/30/19

New Year's Resolution Update? - 1/29/19

Regression Analysis 1/28/19

Yield Curve Review 1/28/19

Potential Impact of High Premiums on SBA Pools 01/25/19

Credit Spreads 01/24/19

Starting 2019 with a Game Plan 01/23/19

Yield Curve Review 01/22/2019

Regression Analysis 01/22/2019

The Strategist- 1/22/19

Buying out on "the curve" - 01/18/19

Taxable Municipals: A Sector with Value - 01/17/19

CMO: Low Extension - 01/16/19

Attractive Spot on U.S. Agencies - 01/15/19

The Strategist- 1/15/19

Yield Curve Review - 01/14/19

Regression Analysis - 01/14/19

New Year's Resolution 1/11/19

The Strategist- 1/11/19

Eliminating Interest Rate Risk in My Bank's Portfolio? - 1/10/2019

Where to Find Value in Bonds Identified in One Simple Picture - 1/9/19

Product Selection Matters When the Curve is Flat - 1/8/19

Yield Curve Review - 1/7/2019

Weekly Regression Analysis - 1/7/2019

Morning Talk- 1/7/2019

2019 Embracing Reality 1/4/19

Where to Start to Improve Performance 1/3/19

The Strategist- 1/3/2019

The Pro Shop-Volatility is Back! 1/3/18

Happy New Year & Yield Curve Review- 12/31/18

Weekly Regression Analysis- 12/31/18

A Municipal Traders Perspective- 12/28/18

Quick Review of "Rates"- 12/27/18

MBS Spreads Continue to Widen!- 12/26/18

Regression Analysis 12/24/18

Merry Christmas & Yield Curve Review

Preparing For Any Rate Environment 12/21/18

“Markets Are Never Wrong” 12/20/18

The Strategist - 12/20/18

Take Advantage of Low Yields 12/19/18

Investing in Multi-Family Housing Units 12/18/18

Yield Curve Review 12/17/18

Regression Analysis 12/17/18

Will the Fed Be Able to Stay the Course?

A Trader's Perspective - 12/14/18

A Difference of Opinion - 12/13/18

Wide Spreads in CD Land - 12/12/18

Longer Bank Qualified Municipals Are Cheap - 12/11/18

Yield Curve Review- 12/10/18

Regression Analysis- 12/10/18

BNControl: Your Data. One Place. - 12/7/2018

No Time Like the Present - 12/6/2018

Are we nearing the end of the cycle? - 12/5/2018

Inversion- 12/4/18

Discounted Callables: Yield Enhancement

Yield Curve Review - 12/3/2018

Regression Analysis 12/3/2018

Play Good Defense with Municipal “Kicker” Bonds

Fed Speak - Are they done?

Risk On - Risk Off

Tax Loss Strategy

Monday's Yield Curve Review - 11/26/2018

Weekly Regression Analysis 11/26/2018

A Traders Perspective

Let Us Give Thanks!

Deflation?

Monday - Yield Curve Review - 11/19/2018

Regression Analysis 11/19/2018

Another Check-list to End Your Week! (Perfect for Planning)

Year End Checklist: Finish Up a Good Year and Make 2019 Stronger

Municipal Bonds: Higher Rates and Dwindling Supply

Hot Pot!

Yield Curve Review - 11/13/2018

Regression Analysis 11/13/2018

Majority of Americans Struggling with Finances

A "TEY" Refresher

Municipal Yields are Up - So is Your Income

Municipal Yield Curve Over the Last Three Years

Yield Curve Review - 11/5/2018

Regression Analysis 11/5/2018

Traders Perspective

Bond Market: A Long Way From Neutral

Protection From Extentions - VADMs

Yield Curve Review 10/29/2018

A Municipal Trader's Perspective - "Bank Eligible Munis"

How about you tell us what you need?

Simple Yet Convincing Argument Suggesting Rates Have Peaked

Heads You Win, Tails They Lose

Regression Analysis - 10/22/2018

Monday's Yield Curve Review 10/22/2018

Recent Observations - 10/19/18

Reviewing ARM Structures - 10/18/18

Consider Taxable Municipals - 10/17/18

Buy Agency Bonds According to Your Interest Rate Outlook - 10/16/18

Yield Curve Review - 10/15/2018

Regression Analysis 10/15/18

QE, QT (Quantitative Tightening)… QE Again? - 10/12/18

Going Deep with Discounted ARMs - 10/11/18

Picking Up Yield and Limiting Your Extension Risk - 10/10/18

Yield Curve Review - 10/9/2018

Regression Analysis - 10/9/2018

Bring A Fee Income Idea to Your Strategic Planning Session - 10/5/18

Inflation, Inflation Expectations and Upexpected Inflation ...? - 10/4/18

Best-Efforts vs. Guaranteed CD Issuance - 10/3/18

Why Not Get Ahead Of It ....? - 10/2/18

Monday's Yield Curve Review - 10/1/2018

Regression Analysis - 10/01/18

Deposit Stratification

How Far Should We Extend on the Deposit Curve?- 9/26/18

Where Have All the Deposits Gone? - 9/25/18

Yield Curve Review 9/24/2018

Regression Analysis- 9/24/18

Movin' to the Groovin - 9/20/18

Don't Wait 10 Years for 3.00% - 9/19/18

Non-rated Oklahoma Taxable Municipals are the Diamond in the Rough

Monday's Yield Curve Review - 9/17/2018

Weekly Regression Analysis 9/17/2018

Marginal Cost of a Deposit Strategy - 9/14/18

Bloomberg Monthly Economic Survey - 9/13/18

Barbell Strategy: Income from the Long End

Barbell Strategy: Cash Flows for the Short End

Yield Curve Review 9/10/2018

Regression Analysis 9/10/18

BNControl Demonstration at Country Club Bank October 4, 2018

No Time Like the Present

Why Wait 21 Days?

Yield Curve Review 9/4/2018

Regression Analysis 9/4/2018

This Curve and That Curve

A TRADER'S PERSPECTIVE

YIELD CURVE GOES VIRAL

AN ARM REVIEW

How Many More?

MONDAY'S YIELD CURVE REVIEW 8/27/2018

Regression Analysis 8/27/2018

A Municipal Traders Perspective

Who Doesn't Like Free Money?

Working Up A Deposit Special to WOW Your Retail Customers?

Curve Flattening Continues

Monday Yield Curve Review - 8/20/2018

Regression Analysis 8/20/2018

Liquidity is an Ongoing Issue

We've Got Your Lily Pad!

Bond Laddering Works (too bad so many investors don't understand why)

A Bear Bond Market Lesson: Discounted Callables Have Value

Monday Yield Curve Review - 8/13/2018

Regression Analysis 8/13/2018

How to Create Efficiency?.....Remove Steps in Your Process

Don't Say We Didn't Tell You!

Comparing Apples to Apples

A Credit Ratings Refresher

Yield Curve Review 8/6/2018

Regression Analysis 08/06/18

Heads You Win…..Tails You Win?

MBS: Up in Coupon, Up in Value

A Nice Bullet Option

On Budget?

Bank News Article- Cash Flow and Bond Gains

Will Fed Chairman Powell Continue the Rate Hikes?

Yield Curve Review 7/30/2018

Regression Analysis 7/30/2018

What Were You Doing Back In 2008?

Looking For Cheap, Simple And Fast Way To Raise Liquidity

Yield, Cash Flow and Little Extension Risk

Yield Curve Review 7/23/2018

Regression Analysis 07/23/18

Trapped With High Cost Funds & Slower Loan Growth

Where to Find Value in Municipals

High Coupon, Worth the Premium?

Short Bullets, Long Callables

Yield Curve Review 7/16/2018

Regression Analysis 7/16/18

20bp Hike, Not 25bp

Taxable Municipals with a Kick

MONDAY'S YIELD CURVE REVIEW 7/9/2018

Weekly Regression Analysis 7/9/2018

On Being a Great Listener

Fund Pressures

More Fodder for the FED

Yield Curve Review 7/2/2018

Regression Analysis 7/2/2018

Time to Add Call Protection to Portfolios? A Historic Perspective…

Addressing Liquidity Issues

Will Tariff Troubles Send Rates Lower?

Why is the Ten Year Treasury Yielding Less Than 3%?

Yield Curve Review 6/25/2018

Regression Analysis 6/25/2018

Home Prices Miss As Mortgage Rates Increase

Inversion 3bps Away

U.S. and China

Yield Curve Review 6/18/2018

Regression Analysis- 6/18/18

Narrowing Spread and Margin...Sound Familiar?

Bloomberg Monthly Economic Survey

Driving Portfolio Income

FDIC Insured CDs Revisited

Yield Curve Review 6/11/2018

Now or Later

All Eyes on the Fed

Funding Deposits in a Rising Rate Environment

Monday's Yield Curve Review 6/4/2018

Regression Analysis 6/4/2018

Feeling the Squeeze?

Turbo Charged Fed Tightening

Will the Long End of the Curve Follow the Short End Higher?

What a Crazy Week for Bonds

Yield Curve Review 5/29/2018

Regression Analysis 5/29/2018

Municipal Trader's Perspective

Muni Bonds: The Lost Chapter of Life On The Mississippi

Staying Afloat With Your Contingency Liquidity Policy

What Goes Up, Does (Often) Come Down

Yield Curve Review 5/21/2018

Regression Analysis 5/21/2018

A Trader's Perspective

Fed Continues On Its Path

Earnings

Supply And Demand

Regression Analysis 5/14/2018

Yield Curve Review 5/14/2018

How A You Pricing Your Loans?

Stability of Rates

What Else Can Be Learned

What is the Yield Curve Telling Us?

Regression Analysis 5/7/2018

Yield Curve Review 5/7/2018

Time to Step-Up?

Debt Appetite Curbs Just Before the Feast

CMO's - Time to Rethink

Another Rate Hike Coming?

MONDAY'S YIELD CURVE REVIEW 4/30/2018

Weekly Regression Analysis 4/30/2018

Will History Repeat Itself?

3.15% Yield and GNMA

10 Year 3.5% FNMA

Playing the Taxable Municipal Market

Yield Curve Review 4/23/2018

Regression Analysis 4/23/2018

Comparing Cashflow

Short Bullet Structure, With More Yield?

Taxable Muni Advantage for Bank Portfolios

Regression Analysis 4/16/2018

A Quick Glance at "Adequate Liquidity", Yet Again

An Even Better Way To Prepare For Higher Rates

One Way To Prepare For Higher Rates

Is Your Portfolio Prepared For The Next 30+ Years?

Yield Curve Review 4/9/2018

Regression Analysis 4/9/2018

What if you knew what you didn't know?

Casting-Out the Curve

Sooner or Later, Something's Gotta Give

Have We Seen This Movie Before

Yield Curve Review 4/2/2018

Regression Analysis 4/2/2018

CECL Implementation: Evaluating the Options

Are interest Rates destined to go up?

MONDAY'S YIELD CURVE REVIEW 3/26/2018

Regression Analysis 3/26/2018

Reading the FOMC... Hawk or Dove

Standby for Hawkish Fed

BQs in Short Supply

Yield Curve Review 3/19/2018

Regression Analysis 3/19/2018

Opportunity in Lower Priced ARMs

FOMC Projections

Bank Qualified New Issue

Supply & Demand

Yield Curve Review 3/12/2018

Regression Analysis 3/12/2018

Check CRA Off The List for 2018

Pass Through Pools +50 On The Year

Finding Value In Municipals

Yield Curve Review 3/5/2018

Regression Analysis 3/5/2018

Focus on Core

Keeping Strategy Simple in a Not So Certain Market

Discovering the True Yield for Munis

Rates Set to Rise in a Controlled Fashion…Cash Flow is King!

What Goes Up…Might Just Continue To Go Up, And Up, And Up!

Yield Curve Review 2/26/2018

Regression Analysis 2/26/2018

Bond Market Carnage Continues

WEEKLY YIELD CURVE REVIEW 2/20/2018

Weekly Regression Analysis 2/20/2018

Taxable Equivalent Yields

What Worked in 2013/2014?

The Seven Year Itch...Scratch It!

Regression Analysis 2/12/2018

Yield Curve Review 2/12/2018

BNControl Demonstration at Country Club Bank, March 6, 2018

Yield Seekers Search for FFIEC Pass

FNMA DUS-A MBS Pool with Stable Cashflow

Taxable Municipal Bonds Should Be On Your Radar

The Strategist- 2/6/2018

Yield Curve Review 2/5/2018

Regression Analysis 2/5/2018

A Quick Glance at "Adequate Liquidity", Again

Go Down In Coupon?

The Strategist- 2/1/2018

Regulatory Spotlight

Reviewing Conditional Prepayment Rate

Extension Risk

Yield Curve Review 1/29/2018

Regression Analysis 1/29/2018

The Citi Economic Surprise Index

Do You Have Enough Cash Flow?

Want a 3,00% 4 Year FHLB?

Creative yet Plain Vanilla

Regression Analysis 1/22/2018

Analyzing The Return On Municipal Bonds

Deciphering New Tax Rules For Sub S Banks

Good News/Questions - The Tax Reform Bill

MONDAY'S YIELD CURVE REVIEW 1/16/2018

Regression Analysis 1/16/2018

Case Study: The Rise and Fall of Hudson City Saving Bank

Play Defense with Rising Rates

This Security Works if Rates Go Up or Down

Focus on CRA Pools Early in the Year to Ensure Availability

Regression Analysis 1/8/2018

Yield Curve Review 1/8/2018

BNControl Demonstration at Country Club Bank , March 6, 2018

Data Dependent, but....

The Foreseeable Future...?

Why Municipal Bonds Could Outperform After Tax Reform

Yield Curve Review 1/2/2018

Regression Analysis 1/2/2018

Happy New Year

Another Year Down

Year-End Liquidity and Opportunities

Regression Analysis 12/26/2017

Yield Curve Review 12/26/2017

Warning Speed Trap Ahead

2018 No Regrets

Yield Curve Review 12/18/2017

Regression Analysis 12/18/2017

Fed Raises Overnight Funds Target; how does this effect your game plan?

REACTION TO LATEST RATE HIKE? RESIST INFLATING YOUR COF

Looking Forward, What Should We Do?

MONDAY'S YIELD CURVE REVIEW 12/11/2017

Regression Analysis 12/11/2017

212 Degrees

Fed Raises Target Rate Again Next Week….Is It a Mistake?

Revisiting Ten Years Ago....

Waiting on Tax Reform

Yield Curve Review 12/4/2017

Regression Analysis 12/4/2017

New Conforming Loan Limits for Fannie Mae and FHLMC

What New Faces Could Mean for Regulatory Burdens

Taxman

Seamless Transition?

Supply and Demand

Yield Curve Review 11/27/2017

Regression Analysis 11/27/2017

CECL: How Can We Help?

Higher Rates are Allowing You to Step Up Your Coupon Game!

Short/Intermediate Treasuries are Screaming “BUY”

Monday's Yield Curve Review 11/20/2017

Regression Analysis 11/20/2017

Extraordinary Redemption Provisions (ERP)

Prepping for Year-End

Get Outta That Hot Pot

Weekly Regression Analysis 11/13/2017

Low Volatility

Market Expectations…. Or the Fed?

Consider DUS Bonds, at a Discount

Monday's Yield Curve Review 11/6/2017

Weekly Regression Analysis 11/6/2017

Interest Rates Rising Overseas and Trump is Set to Nominate Powell as the Next Fed Chair

CRA Investments?

Budget Planning

Watch the Yield Curve...

Regression Analysis 10/30/2017

Yield Curve Review 10/30/2017

2017 Coming to an End

A Warning from Moody’s Investor Service …

A Time for Everything …

Higher Spreads … or Higher Yields?

Yield Curve Review 10/23/2017

Regression Analysis 10/23/2017

Fly the W

Moving Up in Coupon on Mortgage Pools

GNMA Arms are Worth a New Look

A Taxable Municipal Bond With A Twist

Yield Curve Review 10/16/2017

Regression Analysis 10/16/2017

Value in an "Oversold" Market

Yield Curve Review 10/10/2017

Regression Analysis 10/10/2017

Improving Your Bank's Overall Efficiencies

When Buying Municipal Bonds Compare Tax Equivalent Yields

Achieving the Best Taxable Equivalent Yield

Municipal Bonds = Tax Free Bonds

Over-Reaching for Yield

Portfolio Manager's Report - Yield Curve Review

Regression Analysis 10/2/2017

The "Liquidity Light" is Starting to "Blink" for Some Banks!

Cheaper and ... Steeper?

Trump Bump Strikes Again

Pre-refunded Municipal Bonds: Treasury Debt in Disguise

Regression Analysis 9/25/2017

Yield Curve Review 9/25/2017

What Part of Low Inflation Does the Fed Not Understand?

The Unwind

T Minus 3 Hours

New Issue Kansas BQ

Yield Curve Review 8/18/2017

Regression Analysis 9/18/2017

Municipal Traders Perspective

What-If?

Shape of the Yield Curve

Using Current Rates To Your Advantage

Yield Curve Review 9/11/2017

Regression Analysis 9/11/2017

Exciting Updates for the BancPath Reporting System

Flight to Quality

Yield Curve Review 9/5/2017

Regression Analysis 9/5/2017

What's 2+2

Markets Remain Calm Despite Uncertainties

U.S. Housing Market Continues to Rise

What a Long Strange Ride It's Been

Regression Analysis 8/28/2017

Monday's Yield Curve Review 8/29/2017

All Eyes and Ears on Jackson Hole, Wyoming Tomorrow...

Zero Percent Risk Based GNMA at Fannie/Freddie Prices…..

Is the 10YR Treasury Trying to Tell Us Something?

Regression Analysis 8/21/2017

Yield Curve Review 8/21/2017

New Liquidity Forecasting Tool

The Lily Pad You Were Looking For

Your Give Up Yield Is Your Borrowing Cost

Yield Curve Review 8/14/2017

Regression Analysis 8/14/2017

U.S. Agency Trader's Perspective

A Purchase to Consider - 10 Yr 3% Pool

Buyer Beware - Part 2: Reverse Mortgage Backed Securities

Buyer Beware - Part 1

Monday Yield Curve Review 8/7/2017

Regression Analysis 8/7/2017

The Dog Days of Summer scream for getting rid of some DOGS!

More Favorable Treatment for INtereest Rate Swaps Approved

What Does "Maximizing Profitability" Really Mean?

Big Changes Ahead for Markets

Regression Analysis 7/31/2017

Monday Yield Curve Review 7/31/2017

New Issue BQ Municipal Calendar and the Impact of Low Supply

Today's Topic: Curve Compression …?

Today's Topic: The FOMC Take-away...

Today's Topic: Higher for Longer...?

Monday's Yield Curve Review 7/24/2017

Regression Analysis 7/24/2017

Adjusting to Today's Market

CRA Targeted Mortgage Backed Securities

Picking Up Yield & Quality in the Municipal Market

CD Swap Opportunities

Regression Analysis 7/17/17

Yield Curve Review 7/24/2017

Timing The Market vs Time Spent Invested

The Cost of a Loan Illustrated

U.S. Economic Forecasts: Bloomberg Monthly Survey

One Bond For All Convictions

A Trust Department Municipal

Yield Curve Review 7/10/2017

Regression Analysis 07/10/17

Have You Considered Safe Harbor?

Municipal Credit Problems In The News (And Some Will Surprise You) - Part 2

Municipal Credit Problems In The News (And Some Will Surprise You)

Regression Analysis 7/3/2017

Yield Curve Review 7/3/2017

A Stepped-Up Opportunity

A Good Time to Sell?

Yield Curve Review 6/26/2017

Regression Analysis 6/26/2017

Monday's Yield Curve Review 6/19/2017

FED FORGES ON!

Lack of Yield Curve

One More and Done?

Regression Analysis 6/12/17

Yield Curve Review 6/12/2017

Fee Income with High Impact on Customers

Bond and Equity Volatility Measures Make New Lows

The Flattening Yield Curve

Fed Goes Up---Longer Rates Go Down. Why?

The Solution to Your Funding Needs

Yield Curve Review 6/5/2017

Regression Analysis 06-05-17

Market Opportunites

How I Learned to Stop Worrying and Love the Market!

Are You Ready For Declining Rates?

Regression Analysis 5/30/2017

Yield Curve Review 5/30/2017

A Municipal Trader's Perspective

Want Low Price Funding YOU Control…Let Us Help!

Free Loan Pricing Tool

If Your Loan Portfolio is Shifting to Fixed, Find Your Adjustable Assets Here!

Yield Curve Review 5/22/2017

Regression Analysis 5/22/17

Time To Get On the CD Train

The One Week Market

Mark Twain and Muni Bonds

Where The Fed's Reinvestment Plan Fits In Your Liquidity Forecast

Yield Curve Review 5/12/2017

Liquidity issues are alive and well!

Commodities Signaling Lower Rates?

Dangerous “Flat Curve” Ahead!

Friday Unemployment Report

Yield Curve Review 5/8/2017

Regression Analysis 5/8/17

BNControl Demonstration at Country Club Bank on Tuesday, May 2

Review Your Municipal Credits

Fed Funds Futures Signal No May Rate Hike

Investors Lower Inflation Expectations

Yield Curve Review 5/1/2017

Regression Analysis 5/1/17

Tending to Your Garden (Portfolio)

It's Draft Week

The Tax Plan Cometh

Does the Recent Rally in Bonds Have Legs …?

Quantitative Tightening?

Yield Curve Review 4/24/2017

Regression Analysis 4/24/17

Helping Control Funding Costs

Swap Your CD Rate

Your Contingency Liquidity Policy

Yield Curve Review 4/17/2017

Regression Analysis 4/17/17

Spring Cleaning For Your Bond Portfolio

Staying Fully Invested

Yield Curve Review 4/11/2017

Regression Analysis 4/10/17

Take a Look at FDIC Insured CDs

Improving Productivity by Reducing Employee Financial Stress

AN IDEA TO IMPROVING ANNUAL INCOME IN THE BOND PORTFOLIO (AND THUS, THE BANK)- Continued

AN IDEA TO IMPROVING ANNUAL INCOME IN THE BOND PORTFOLIO (AND THUS, THE BANK) - Continued

AN IDEA TO IMPROVING ANNUAL INCOME IN THE BOND PORTFOLIO (AND THUS, THE BANK)

The Cost of a Loan

Yield Curve Review 4/3/2017

Regression Analysis 4/3/17

Britain Just Wrote the EU a Breakup Letter. Now What?

The FOMC’s Impact on Treasury Markets

A Remedy for your CRA Headache

Yield Curve Review 3/27/2017

Regression Analysis 3/27/17

Managing your balance sheet for rising rates and increasing loan demand.......Update.

Difficult to Find, But Worth it

A CONSISTENT PERFORMER IN HIGH PERFORMING PORTFOLIOS

FOR A BALANCE OF YIELD, LIQUIDITY, AND PREDICTABILITY

Yield Curve Review 3/20/2017

Regression Analysis 3/20/17

Hope Springs Eternal