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PMR - Spreads: Year-over-Year 04/23/25
Yield Curve Review
PMR - Munis are boring, until they're not 04/18/25
PMR - The Increasing Value in Short Municipal Securities 04/16/25
PMR - Deep Discount MBS -04/09/25
PMR - April Pools! 04/02/2025
PMR - A TRADER'S PERSPECTIVE 03/28/25
PMR - March Madness in Muni Bonds! 03/21/25
PMR - How to get in to the Bond Buyer HOF 03/19/25
PMR - Recent Selloff in Municipals 03/14/25
PMR - BOBBING FOR APPLES IN A “TARIFF TALK” MARKET 03/12/25
DUS / PC Bonds Perform! 03/05/2025
Yield Curve Review 03/03/25
Community Reinvestment Act - 02/28/2025
Understanding The Value Of Convexity - 02/26/2025
Yield Curve Review - 02/24/2025
Request to Pledge Securities - 02/21/2025
What's Changed?
What a Week
Asset Strategy Performance 2002-2024
MBS Sector: Opportunities Beyond Current Coupons 02/05/2025
Yield Curve Review 02/03/2025
Regression Analysis 02/03/2025
Preserving State and Local Tax-Exemption - 01/31/2025
Brokered CD Deposit Funding Strategies - 01/29/2025
Yield Curve Review - 01/27/2025
PMR - Mortgage Prepayment Models (The Kitchen Sink of Options) 01/24/25
PMR - Where Do You Think Rates Are Heading? 01/22/25
PMR - Weekly Yield Curve Review 1/21/25
2025 Municipal and Mortgage Market Update
Keeping Investing Simple
What is a Pre-Refunded Bond? 01/10/2025
SOFR ARMs 1/8/2025
Happy New Year 1/1/25
Yield Curve Review - 12/30/2024
Yield Curve Review 12/23/24
The Hawkish Cut
You might want to find liquidity for this...
Municipal Bond Swap Strategy
A Sign of the Season: Bond Swaps! 12/11/24
Yield Curve Review 12/09/2024
Gear Up Your Portfolio for 2025 - 12/04/2024
Yield Curve Review - 12/02/2024
PMR - Traits of Top Performing Banks 11/27/24
PMR - Weekly Yield Curve Review 11/25/24
Agency CMBS For Your Bond Ladder
Oklahoma New Issue Deals
Post-Election Markets
Balance Sheet Changes
The Impact of a new President on Municipals - 11/08/2024
Bond Market Update - Beyond Treasuries - 11/06/2024
Yield Curve Review - 11/04/2024
PMR - Another Tool in the Toolbox - Heat Maps 10/30/24
PMR - Weekly Yield Curve Review 10/28/24
Understanding Corporate Actions 10/25/24
Helping You Help the Communities You Serve 10/23/2024
Yield Curve Review 10/21/24
Second Chances 10/18/2024
Confidence is Key 10/16/2024
Regression Analysis - 10/15/2024
Opportunity In Bank Qualified Bonds - 10/11/2024
Examination Guidance – Asset-Based Liquidity Ratio and your Funds Management Policy - 10/09/2024
PMR - Weekly Yield Curve Review 10/07/24
PMR - Deep Discounts = Lock out Protection and Incredible Yield Profiles 10/02/24
PMR - Weekly Yield Curve Review 09/30/24
Investing For Your Future
Bond Laddering Works
Opportunities Worth Considering 09/20/2024
The Muni Sector 09/18/2024
Using Municipal Bonds For Protection Against Lower Rates - 09/13/2024
Looking For Margin Relief? - 09/11/2024
Yield Curve Review - 09/09/2024
PMR - Any Steam Remaining? 09/04/24
PMR - Weekly Yield Curve Review 09/03/24
Accretion vs Amortization
Is the Long Awaited "RESET" Finally Here?
What Are You Waiting For?
Still Time to Lock In 5.00% 08/21/2024
Yield Curve Review 08/19/24
State Credit Enhancements For Municipal Bonds - 08/16/2024
Caution: Trap Ahead - 08/14/2024
Yield Curve Review - 08/12/2024
PMR - Are You Biased? 08/09/24
PMR - Those Who Forget the Past Are Doomed to Buy Bond Funds 08/07/24
DUS: Long(er) Duration with Prepayment Penalties
TAXABLE MUNIS FOR THE WIN 07/26/2024
Could Now Be the Time to Extend? 07/24/2024
Yield Curve Review 07/22/2024
Using Municipal Bonds To Extend Duration - 07/19/2024
5.57% Locked Out For 5YRs...Then 7.14% Thereafter (TEY) - 07/17/2024
Yield Curve Review - 07/15/2024
PMR - New Wire Transfer Agreements are Coming 07/12/24
PMR - FLOATERS 07/10/24
PMR - Weekly Yield Curve Review 07/08/24
Recent Financial Headlines 07/03/2024
Yield Curve Review - 07/01/2024
You Can't Always Get What You Want 06/28/24
How Conservative Is Your Balance Sheet? 06/26/24
Yield Curve Review 06/24/24
Safety In Munis - 06/21/2024
Fed Announces That It Has No New Announcements! - 06/20/2024
Yield Curve Review - 06/17/2024
PMR - Community Reinvestment Act 06/14/24
PMR - What’s the Deal with Seasoned MBS? 06/12/24
PMR - Weekly Yield Curve Review 06/10/24
Filling 2024 CRA
Is This 1986??? 05/31/24
Finding Value in Muniland 05/29/24
PMR - Municipals Supply/Demand Dynamics 05/24/24
PMR - Time To Pick Up Tax Free Yield 05/22/24
PMR - Weekly Yield Curve Review 05/20/24
PMR - Final Reminder T + 1 begins on May 28th 05/17/24
Weighing Investment Alternatives - 05/15/2024
Yield Curve Review - 05/13/2024
Higher or Lower Yields?
How Do You Compare to Your Competition?
Mark Twain Was a Salesman 05/01/2024
Yield Curve Review 04/29/2024
Municipal Yields Rising 04/26/2024
Are DUS Bonds a Good Fit for my Bank? 04/24/2024
Yield Curve Review - 04/22/2024
PMR - What's Happening with MBS Spreads? 04/19/24
PMR - Higher Rates Got You Down? 04/17/24
PMR - Weekly Yield Curve Review 04/15/24
Monitoring Your Municipal Credits
Agency Callable Rundown
Challenges in Managing Your Balance Sheet? For Sure! 04/03/2024
Yield Curve Review 04/01/2024
Selling short Municipals - 03/29/2024
Identifying Value - 03/27/2024
Yield Curve Review - 03/25/2024
T + 3---2---1 - 03/22/2024
PMR - When and How Far? 03/20/24
PMR - Weekly Yield Curve Review 03/18/24
Is This Thing On? 03/15/24
February 2024 Bank Investment Portfolio Review 03/13/2024
Yield Curve Review 03/11/24
Second Chance to Invest at Higher Rates
What If Rates Move Higher? - 02/28/2024
Yield Curve Review - 02/26/2024
PMR - Are Adjustable-Rate-Mortgages Worth a Look? 02/23/24
PMR - Callable Bonds: Very Different When Purchased at PAR / DISCOUNT / PREMIUM 02/21/24
PMR - Weekly Yield Curve Review 02/20/24
A Trader's Perspective
US GOVT Mortgage-Backed Securities: An Attractive Opportunity
The Barbell Strategy 02/09/2024
Don't Waste This Cycle 02/07/2024
Yield Curve Review 02/05/24
Tax-Free + Call Protection 01/31/2024
Yield Curve Review - 01/29/2024
PMR - Bank Term Funding Program Alternative 01/26/24
PMR - Time for the BancPath Year in review… 01/24/24
Yield Curve Review 01/22/24
Call Protection
Another Source of Liquidity: Brokered Deposits
Opportunity Knocks 1/12/2024
An Attractive Bank Qualified School Bond Offering 01/10/24
Yield Curve Review 01/08/24
PMR - Where Will Yields Be In Two Years? 01/03/24
PMR - Weekly Yield Curve Review 01/02/2024
Discounted Callable / Bullet Alternative - 12/29/2023
Recent Interest Rate Movements - 12/27/2023
Yield Curve Review 12/26/23
A Holiday Message
Merry Christmas!!!
A Market Christmas Carol 12/15/23
'Tis the Season 12/13/23
Yield Curve Review 12/11/23
A Municipal Trader's Perspective 12/08/2023
A Sign of the Season: Bond Swaps! 12/06/2023
Yield Curve Review - 12/04/2023
PMR - Positive Outlook for MBS in 2024 - 11/29/23
Yield Curve Review - 11/27/2023
Happy Thanksgiving
Year-End Portfolio Checklist
The Decision Matrix 11/17/23
Year-End is a Time for Dividends 11/15/23
Yield Curve Review 11/13/23
A Municipal Trader's Perspective - 11/10/2023
Despite The Recent Bond Rally, Good Investment Opportunities Are Still Available - 11/08/2023
Yield Curve Review - 11/06/2023
PMR - The Importance of a Strong Strategy 11/01/23
PMR - Weekly Yield Curve Review 10/30/23
Trick or Treat
Is it time to make a move?
Municipal Traders Perspective 10/20/23
Fed Funds Complacency and Ancient Bond History 10/18/23
Yield Curve Review 10/16/23
A Municipal Trader's Perspective - 10/13/2023
Pick Up the Barbell Without Going to the Gym - 10/11/2023
Yield Curve Review - 10/10/2023
PMR - Fixed Rate MBS Opportunities 10/04/23
Yield Curve Review 10/02/2023
6% Yield - Monthly Capless Reset 09/29/23
This Is Not Our Parents Interest Rate Environment 09/27/23
Yield Curve Review - 09/25/2023
DO YOU TRUST THE DOTS?
Liquidity Isn't Just Your Problem
PMR - A Municipal Trader's Perspective 09/15/23
Portfolio Managers Report: See-ya Tina, Welcome Home Tara - 09/13/2023
PMR - Weekly Yield Curve Review 09/11/23
Have We Reached The Peak? - 09/08/2023
7% Coupon MBS - 09/06/2023
Yield Curve Review - 09/05/2023
Decisions Make a Difference
Don't Lose Track of Municipal Yields 08/25/23
Yield Curve Review 08/21/23
Loans & Leases To Deposits 08/18/2023
Is it Time to Extend? 08/16/2023
Yield Curve Review - 08/14/2023
PMR - OPPORTUNITY IN AAA TEXAS MUNICIPALS 08/11/23
PMR - BancPath Summary Data Review 08/09/23
Yield Curve Review - 08/07/2023
8/4/23
Taxes on Tax Exempts?
Quarterback 07/28/23
Random Thoughts And Observations 07/26/23
Yield Curve Review 07/24/23
A Municipal Trader's Perspective 07/21/23
Consider the Alternative 07/19/23
Yield Curve Review 07/17/23
PMR - A Municipal Trader's Perspective 07/14/23
PMR - FNMA SARMs Offer Value 07/12/23
PMR - Weekly Yield Curve Review 07/10/23
7/7/23
Cash Flowing Monster Spreads to Consider
Yield Curve Review 07/03/23
A Trader's Perspective 06/30/23
What to Look for in a Sale Candidate 06/28/23
PMR - Weekly Yield Curve Review 06/26/23
Using Municipal Bonds To Fulfill CRA Needs 6/23/23
Jeffrey Gundlach Is Sticking To His Guns - 06/21/23
PMR - Weekly Yield Curve Review 06/20/23
Shock Plot 06/16/23
PMR - Opportunities in MBS Sector 06/14/23
PMR - Weekly Yield Curve Review 06/12/23
A Municipal Trader's Perspective
The Silver Bullet to Maximizing Spreads
Flashing Bond Market Signal 05/31/23
Yield Curve Review 05/30/23
PMR - A Municipal Trader's Perspective 05/26/23
PMR - Oklahoma Municipal Opportunity 05/24/23
PMR - Weekly Yield Curve Review 05/22/23
Investing Or Issuing - Cds Offer Value - 05/19/2023
Bank Failures And Liquidity - 05/17/2023
Yield Curve Review - 05/15/2023
TWO YEAR OKLAHOMA TAXABLE GENERAL OBLIGATIONS BONDS AT 5.00%
Early Signs of Tightening Credit
Upcoming Opportunity in Oklahoma 05/03/23
Yield Curve Review 05/01/23
A Trader's Perspective - 04/28/2023
Timing The Market - 04/26/2023
Yield Curve Review - 04/24/2023
PMR - A Municipal Trader's Perspective 04/21/23
PMR - Weekly Yield Curve Review 04/17/23
Liquidating Municipal Bonds as a Source of Funding
A Bank Recently Asked... Where is the Value in the MBS Space?
How Are You Tracking Deposit Fluctuations? 04/07/23
An Option for any Rate Outlook- ARMS 04/05/23
Yield Curve Review 04/03/23
PMR - Structured Adjustable-Rate Mortgage “SARM” 03/31/23
Jeffrey Gundlach Is Speaking...Investors Should Listen - 03/29/2023
Yield Curve Review - 03/27/2023
No Time to Ignore the Market 03/24/23
PMR - Portfolio Floatation Devices Are Always in Style 03/22/23
PMR - Weekly Yield Curve Review 03/20/23
A Municipal Trader's Perspective 03/17/23
Community Banks are Resilient 03/15/23
Yield Curve Review 03/13/23
Fed Testimony
Coaching - 03/03/2023
CRA Opportunities - 03/02/2023
Yield Curve Review - 02/27/2023
PMR - The Fed and Money Supply 02/24/23
PMR - Inversion Conversion 02/22/23
PMR - Weekly Yield Curve Review 02/21/23
Looking for Liquidity
Read the Curve and Ride It
A Municipal Trader's Perspective 02/10/23
Focus on the Macro, Not the Micro 02/08/23
Yield Curve Review 02/06/23
BNControl At KBA Technology And Operations Conference - 02/03/2023
When Is The Best Time To Buy Bonds? - 02/01/2023
Yield Curve Review - 01/30/2023
PMR - Economic Outlook 01/27/23
PMR - Which 5.00% Coupon is the Best Fit for my Portfolio 01/25/23
PMR - Weekly Yield Curve Review 01/23/23
The Case for Selling Tax-Free Municipals
Supporting our Local Communities 01/13/23
What Will CPI Tell Us? 01/11/23
Yield Curve Review 01/09/23
Have You Heard Of BNControl? - 01/06/23
An Old Favorite In A New Year: Bond Swaps! - 01/04/2023
Yield Curve Review - 01/03/2023
PMR - Weekly Yield Curve Review 12/27/22
Merry Christmas!
Time is Running Out
Moving On Up 12/16/22
Mission Accomplished? 12/14/22
Yield Curve Review 12/12/22
It's The Most Wonderful Time Of The Year - 12/09/22
PMR - The Yield Curve is Speaking… Are You Listening? 12/07/22
PMR - Weekly Yield Curve Review 12/05/22
PMR - Life Insurance Beneficiary Checklist 12/02/22
PMR - Why would I want to recognize a loss? 11/30/22
PMR - Weekly Yield Curve Review 11/28/22
Happy Thanksgiving 11/25/22
The Chicken or the Egg? 11/23/22
Yield Curve Review 11/21/22
Another Brief ALCO Update from AMG
Another One Bites the DUS
Hawkish To More Hawkish - 11/09/2022
Yield Curve Review 11/07/2022
PMR - The 7 Habits of Highly Effective People 11/04/22
PMR - YOU ALWAYS WANT WHAT YOU CAN’T HAVE 11/2/2022
PMR - Weekly Yield Curve Review 10/31/2022
Recession Outlook...Now What?
Ready, Aim and Fire...
Liquidity Challenges and a New Opportunity 10/21/22
It is Time to be a Sunday Morning Quarterback…. 10/19/22
PMR - Weekly Yield Curve Review 10/17/2022
Municipal Traders Perspective - 10/14/2022
Here Today, Gone Tomorrow - 10/12/2022
Yield Curve Review - 10/11/2022
Life Insurance 2.0
See-ya Tina, Welcome Back Babs
PMR - Negative Convexity – Why Loan Balance Pools Are Typically Better Than Generic Pools 09/30/22
PMR - Weekly Yield Curve Review 09/26/22
Another Brief ALCO Update from AMG 09/23/22
All Eyes Are On the Fed, Again 09/21/22
Yield Curve Review 09/19/22
A Municipal Trader's Perspective - 09/16/2022
CPI FYI - 09/14/2022
Yield Curve Review - 09/12/2022
PMR - VALUE IN THE MARKET 09/09/2022
PMR - Opportunity Abounds 09/07/22
PMR - Weekly Yield Curve Review 09/06/22
Building Better Banking Update
Jackson Hole - What to do now
5 Year SOFR ARM Opportunity 08/26/22
The Regression Analysis Interpreted… 08/24/2022
Yield Curve Review - 08/22/2022
Choose Your Own Adventure - 08/19/2022
What's Your Next Move? - 08/17/2022
PMR - Weekly Yield Curve Review 08/15/22
PMR - Anatomy of a Recession 08/10/22
PMR - Weekly Yield Curve Review 08/08/22
Building Better Community Banking
Time to Extend Municipal Bond Duration
Updated ALCO Observations 07/29/22
Plan the Work and Work the Plan 07/27/22
Yield Curve Review 07/25/22
A Municipal Trader's Perspective - 07/22/2022
Coupon Selection And Performance - 07/20/2022
Yield Curve Review 07/18/22
PMR Short Reset Capless Floater 07/15/22
Invert Alert! 2YR Vs. 10YR -10BPS...What to do? 07/13/22
Yield Curve Review 07/11/2022
Money Market Cash Management Solutions
Recent Treasury Volatility
OUR FLAG!
Income Strategy for a Recession 06/29/22
Yield Curve Review 06/27/2022
A Traders Perspective - 06/24/2022
Focusing On The Mortgage Market - 06/22/2022
Yield Curve Review - 06/21/2022
PMR - MUNI VOLATILITY...Huh? 06/17/22
Flattening of the Curve 06/15/22
A Brief ALCO Update
Muni Bonds: The Lost Chapter of Life On The Mississippi
Start Growing Fee Income through Life Insurance Revenue Today! 06/03/22
Bank Eligible Bonds 06/01/22
Yield Curve Review 05/31/2022
PMR - Muni Bonds are "CHEAP" 05/27/22
PMR - Benefits of Regression Analysis 05/25/22
PMR - Weekly Yield Curve Review 05/23/22
Community Reinvestment Act "CRA" - 05/20/2022
What do you do when you don't know what to do? - 05/18/2022
Yield Curve Review - 05/16/2022
balanCD Program
PMR - The Advantage of 30 Year 4% Mortgage Pools 05/11/22
PMR - Weekly Yield Curve Review 05/09/22
PMR - Consistent Repeatable Process 05/06/22
Fed Decision is Imminent 05/04/22
Yield Curve Review 05/02/2022
Too Far Too Fast? - 04/29/2022
Fed Week Ahead - 04/27/2022
Yield Curve Review - 04/25/2022
PMR - A Municipal Trader's Perspective 04/22/22
PMR - Solution for Bond Price Depreciation and Extension Risk 04/20/22
PMR - Weekly Yield Curve Review 04/18/22
An Easter Message
Bond Surplus
“SOMETHING HAS TO GIVE” 04/06/22
Yield Curve Review 04/04/2022
Choosing The Best Life Carrier - 04/01/2022
Additional Short Options - 03/30/2022
Yield Curve Review - 03/28/2022
PMR - VALUE IN THE MARKET - 03/25/22
Bond Laddering Works (no matter what mutual fund managers tell you) 03/23/22
PMR - Weekly Yield Curve Review 03/21/22
A Walk Down Memory Lane
Judgement Day is Upon Us
Is Soft Landing the New Transitory? 03/11/22
Opportunity in the Muni Market 03/09/22
PMR - LOAN DRILL DOWN 03/02/22
PMR - Weekly Yield Curve Review 02/28/22
Look How Far We've Come - 02/25/2022
Protecting The Portfolio With Balance - 02/23/2022
Yield Curve Review - 02/22/2022
A Few Thoughts about Rising Rates
KISS your Bond Portfolio
Opportunity Knocks 2/11/22
The Last Time Rates Increased 02/09/22
Yield Curve Review 02/07/2022
Service vs. Selling Life Insurance
The Fed Seems Ready To Make A Move - 02/02/2022
Yield Curve Review - 01/31/2022
PMR - Low Book Yields - 01/28/22
PMR - Why the 15 Year 2.00% Mortgage Pool Can Be a Good Fit for Your Portfolio 01/26/22
PMR - Weekly Yield Curve Review 01/24/2022
Current Value in Discounted ARMs
Discounted 20 Year 2.00% Pools
Buy Now Pay Later 01/14/2022
Overdone or Overdue? 01/12/2022
Yield Curve Review 01/10/2022
A Cup Of Coffee And 15 Minutes - 01/07/2022
Repositioning With A Tax Savings - 01/05/2022
Yield Curve Review - 01/03/2022
Happy NewYear
January To-Do Item: Forward Deposit Review
Merry Christmas! 12/24/21
PMR - Monitor MBS Duration 12/22/21
PMR - Weekly Yield Curve Review 12/20/21
Municipal Bond Insurance Review
Oral Hygiene and Your Bond Portfolio
FHLB Step-Up 12/08/21
PMR - Weekly Yield Curve Review 12/06/21
PMR - A Sign of the Season: Bond Swaps! 12/03/21
30 Year 2% Pools 12/10/21
PMR - How are you going to make an impact? 12/01/21
PMR - Weekly Yield Curve Review 11/29/21
Funds are Still Cheap (for Now)
Fancy Like - 11/19/2021
Fed Update - November 2021
Yield Curve Review - 11/15/2021
Higher and higher every day
4th Quarter to Do Item-Explore BNControl! 11/05/21
Great Cash Flow/Yield Hybrids to Consider….. 11/03/21
Yield Curve Review 11/01/21
CECL - Current Expected Credit Losses - 10/29/21
Play Defense With Agency "Kicker Bonds"
Yield Curve Review - 10/25/2021
PMR - REFRESHER ON MUNICIPAL DEFAULT RISK 10/22/2021
PMR - Fighting the FED ... And a Fall Harvest
PMR - Slightly Seasoned 15yr 1.5% Pools As Alternative to 10yr 1.5% Pools
PMR - Rising Rates Brings Discount Possibility
PMR - Weekly Yield Curve Review 10/12/21
Where is our Defense?
Lulled-to-sleep?
September Life eNote: Three Frequently Asked Questions About Life Insurance 10/01/21
Rare 5/1 SOFR ARM Available For Quick 9/30 Settle 09/29/21
Yield Curve Review 09/27/21
PMR - Mortgage-Backed Securities Prepayment Speeds and Trends 09/22/21
PMR - Weekly Yield Curve Review 09/20/21
A Municipal Traders Perspective
PMR - Get A Head Start On A Good Thing - 09/15/2021
PMR - Yield Curve Review 09/13/2021
1% With An Inflation Hedge - 09/08/2021
Yield Curve Review - 09/07/2021
Relationships with a lot of Fun and Education!
Don't Let Christmas Sneak Up on You
Muni Traders Perspective 08/27/21
Economic Considerations 08/25/21
Yield Curve Review 08/23/21
PMR - Defensive MBS Structure If Rates Rise 08/20/21
PMR - Be Careful Out There 08/18/21
Yield Curve Review - 08/16/21
Looking in the Short-Term
Lots of changes coming for your Loan and Investment Portfolios…
PMR - Client Service and Fee Income Through Life Insurance 08/06/21
PMR - Overpriced Treasury Market Exposes Great Opportunity….. 08/04/21
PMR - Weekly Yield Curve Review 08/02/2021
A Gold Medal Idea
Fed Caught in the Middle
Play Defense with Rising Coupons
Cash Flow and a Short Average Life Makes the 10 Year Final Mortgage Pool a Great Choice
Muni Market Observations 07/23/21
Bloomberg US Economic Forecast 07/22/21
Brokered CDs – A Window of Opportunity 07/21/21
Yield Collapse 07/20/21
Yield Curve Review 07/19/21
ALM Observations From AMG - 7/16/2021
Powell And Banking Updates - 07/15/2021
"But There's No Inflation" - 07/14/2021
Flash Back to 2013 - 07/13/2021
Yield Curve Review - 07/12/2021
PMR - A Trader's Perspective 07/09/2021
PMR - Fight the Tape … 07/08/2021
If You’re Long, You’re …
PMR - Weekly Yield Curve Review 07/06/2021
Happy 4th of July! 07/02/21
PMR - Check CRA off the List for the Year 07/01/21
PMR - The Liquidity Move 06/30/21
PMR - Seeking Spread 06/29/21
PMR - Monday's Yield Curve Review 06/28/21
"Sell Mortimer Sell" - 06/25/2021
AAA Municipal Bond Yields - 06/24/2021
On The Tax Free Side Of Fixed Income - 06/23/2021
Is Now a Good Time to be Buying Taxables in the 5 - 10 Year Range? - 06/22/2021
Yield Curve Review - 06/21/2021
Fed Briefing Leads to Treasury Shake Up 06/18/21
Callable Bonds: Very Different When Purchased at PAR / DISCOUNT / PREMIUM 06/17/21
Scan For Bond Gains (Before the Inflationary Horde Does) 06/16/21
CPI Explodes and Markets Yawn…Is the End Near? 06/15/21
Yield Curve Review 06/14/21
Great Taper Debate
Everything Is Relative
Offset High Prepayments
June Prepayment Report
Life Insurance Beneficiary Checklist 06/04/2021
Are Savings Here to Stay? 06/03/2021
Are Rates Ready to Climb? 06/02/2021
Weekly Yield Curve Review 06/01/2021
PMR - A Municipal Trader's Perspective - Memorial Day HONOR...COURAGE...SACRIFICE 05/28/21
PMR - Excess Liquidity 05/27/21
PMR - Interpreting the Fed 05/26/21
PMR - Munis Still Make Sense 05/25/21
PMR - Weekly Yield Curve Review 05/24/21
Half Time Adjustments
FOMC Minutes (April 2021)
US Treasury Yield Curve Spreads
US Economic Outlook and Monetary Policy
Observations About the Current Municipal Market
Tax Free Investments.... Sub S or C Corp?
What Are Others Buying? 05/12/21
How Long Should We Sit on Cash? 05/11/21
Yield Curve Review 05/10/21
"A Policy Proceed Plan" - 05/07/2021
Trend Watching - 05/06/2021
Filling Holes - 05/05/2021
Safety AND Spread - 05/04/2021
Yield Curve Review - 05/03/2021
04/30/2021
04/29/2021
04/28/2021
A Defensive Structure Designed to Win 04/27/2021
Monday's Yield Curve Review 04/26/2021
PMR - Bloomberg US Economic Forecast 04/22/21
PMR - Another Point of View 04/21/21
PMR - Weekly Yield Curve Review 04/19/21
Is Now The Time For Defensive Structures? 04/16/21
PMR - WILL WE HAVE A RETURN TO ADVANCE REFUNDINGS? 04/15/21
PMR - Gold Rush for Tax-Free Income 04/14/21
PMR - Cash Windfall 04/13/21
Yield Curve Review 04/12/21
Opportunities in Municipal Bonds 04/09/21
Defensive Coupons...04/08/21
Historically Cheap Cost of Funds (Spread vs UST) 04/07/21
Leading the Way...
Yield Curve Review 04/05/21
Attitude
Credit Worthy
Strong Argument for Buying a Certain Bond Sector...
Moderation in all things....1.25% for 3YR's +90 BPS
PMR - Balance Sheet Trends 03/26/2021
PMR - Municipal Debt and Higher Taxes 03/25/2021
PMR - Powell's Message to the Markets 03/24/2021
About Last Week 03/23/2021
PMR - Preparing for Tax Hikes 03/19/21
PMR - Bond Market Basic: Bond Swaps! 03/18/21
PMR - Callable Bonds: Very Different When Purchased at PAR / DISCOUNT / PREMIUM 03/17/21
PMR - What to Listen For From the Fed Tomorrow 03/16/21
PMR - Monday's Yield Curve Review 03/15/21
A Traders Perspective
MBS Considerations
Fixed Income Snapshot
A Simple Way to Add Optionality
Top 5 Items from BNControl User Huddle 03/05/21
Pressure from Regulators 03/04/21
Rolling Down the Curve 03/03/21
Long Term Funding 03/02/21
PMR - Monday's Yield Curve Review 03/01/21
Treasury Yield Spike Creates MBS Opportunity - 02/26/2021
Brokered CD Issuance - 02/25/2021
Competitive Deals - 02/24/2021
Interest Rates: Looking Ahead - 02/23/2021
Yield Curve Review - 02/22/2021
PMR - A Trader's Perspective 02/19/2021
PMR - Defensive MBS Structure 02/18/2021
PMR - U.S. Treasury Yield Curve Spreads 02/17/2021
PMR - A Municipal Trader's Perspective - 02/12/21
PMR - A Quick Thought on our Regression Analysis 02/11/21
PMR - Are interest rates remaining low for the foreseeable future? 02/10/21
PMR - What is everyone buying these days? 02/09/21
PMR - Monday's Yield Curve Review 02/08/21
Start Growing Your Life Insurance Revenue Today!
Portfolio Clean-Up
Pick Up Spread without Giving Up Credit Quality
Planning Ahead
Recent Asset/Liability Management Observations 01/29/21
First Fed Meeting of 2021 01/28/21
Best in Class for Yield / Duration Combo 01/27/21
The Cash Flow Machine with Low Duration 01/26/21
Yield Curve Review 01/25/21
Municipal Bonds in the Biden Administration - 01/22/2021
Bloomberg US Economic Forecast - 01/21/2021
Protect & Reward Yourself with "Kickers" - 01/20/2021
Yield Curve Review - 01/19/2021
Investment Options as the Curve Steepens
IS THERE A PATTERN HERE 01/14/2021
“TAPER TANTRUM” ROUND TWO?
Capture the Premium
Monday's Yield Curve Review
PMR - Reduce Your Operational Expenses in 2021! 01/08/21
PMR - Yields are Up...What Sectors are Participating? 01/07/21
PMR - A Plain Vanilla Home for Excess Liquidity 01/06/21
PMR - New Year...Same Struggle 01/05/21
PMR - Monday's Yield Curve Review 01/04/2021
HAPPY NEW YEAR!
Reining-in Interest Rate Risk... and a Hidden Value
Never so Negative...
Merry Christmas 12/24/20
Mortgage Price Appreciation 12/23/20
Unprecedented Opportunities 12/22/20
PMR - Monday's Yield Curve Review 12/21/20
Investment Options Following The Final Fed Meeting - 12/18/2020
Making The Right Investment - 12/17/2020
Municipal Issuance Records Reached In 2020 - 12/16/2020
What Are Bank-Qualified Bonds? And How Do They Currently Compare To Other Investments Now - 12/15/2020
PMR - Monday's Yield Curve Review 12/14/20
A MUNICIPAL TRADER'S PERSPECTIVE
PMR - Match Funding with Brokered Deposits 12/10/2020
Peer Group Average Lookback 12/09/2020
Portfolio Clean Up
Yield Curve Review 12/07/2020
PMR - Struggling to Find Ways to Network? 12/04/20
PMR - Long Term Brokered CD’s – Don’t ignore this unique opportunity 12/03/20
PMR - Take some risk off the table while you are at it... 12/02/20
PMR - TAKING PORTFOLIO GAINS 12/01/2020
PMR - Monday's Yield Curve Review 11/30/20
Sources and Uses-Cash Flow Analysis 11/27/20
Happy Thanksgiving 11/25/20
Pay Some Now...or...Pay More Later 11/24/20
Yield Curve Review 11/23/20
IS 2020 REALLY ALMOST OVER??
SOFR User Guide
SOFR Rate and Averages
LIBOR Sunset
Community Reinvestment Act - 11/13/2020
Buy The Blend - 11/12/2020
Consistent Average Life and Little Extension Risk - 11/10/2020
Yield Curve Review - 11/09/2020
Measure What Matters
The Day After
PMR - Municipal Issuance: Supply & Demand - 11/04/2020
PMR - Missouri Bank Qualified School Bonds
PMR - GO LONG... 10/30/20
PMR - Taxable Municipal Values - 10/29/30
PMR - Election Ramifications? 10/28/20
PMR - Mortgage Rates Continue to Set New Lows 10/27/20
PMR - Monday's Yield Curve Review 10/26/20
Get Your Call Protection For Free
Short and Sweet, a Great Option!
There is No Such Thing as a Crystal Ball?
A Simple Thought, but a Big Chore!
PMR - A Municipal Trader's Perspective - 10/16/20
PMR - Taxable Municipal Debt 10/15/20
Yield Curve Review 10/13/20
Fee Income By Offering Life Insurance And Fixed Annuities - 10/09/2020
Found An Interesting Disconnect In Agency Bullets... - 10/08/2020
Outside Of The Box NBQ Yield Play ... 2.15% YTC With 3% Defensive Coupon ... - 10/07/2020
Great Yield In A Callable Without Giving Away Too Much Optionality... - 10/06/2020
Yield Curve Review - 10/05/2020
Managing Interest Income
Taxable Resurgence
Texas PSF
Laddering: The Best of Both Worlds
PMR – Municipal Credit Overview, 9/25/20
PMR - Take Advantage of Historic Lows 9/24/20
PMR - Offset Premium in the MBS Portfolio 09/23/20
PMR - Value in Longer Municipals 09/22/20
PMR - Monday's Yield Curve Review 09/21/20
Strategies for a Low-Rate Environment
Bank Qualified or Bank Eligible?
New Issue Munis
PMR - CECL Options to Have Choices 9/11/20
PMR - CCB's Fixed Income Sector Snapshot
Low Loan Balance v. Low Coupon Strategy 09/09/20
Yield Curve Review 09/08/20
Three Keys To Improving Cross Selling - 09/04/2020
Munis Survive The Pandemic! - 09/03/2020
Let's Go To The Movies (or maybe not?) - 09/02/2020
Scanning For Bond Gains - 09/01/2020
Yield Curve Review - 08/31/2020
Monetary Policy Strategy 8/28/2020
Value in Municipal Sector 08/27/2020
+90bps over 5YR USTN 08/26/2020
Taxable vs Tax-Free Municipals 08/25/2020
Monday's Yield Curve Review 08/24/2020
PMR - A Municipal Trader's Perspective - 08/21/20
PMR - Setting Up for Highter Rates 08/20/20
PMR - Buying Low WAC Mortgage Pools 08/19/20
PMR - Watching Duration While Putting Money to Work 8/18/20
PMR - Monday's Yield Curve Review 08/17/20
Do What You Can Do 8/14/2020
A More Aggressive Tee Shot 08.13.2020
Country Club Bank Owns and Offers 08.12.2020
Loan Losses and Bond Portfolio Gains 08/11/2020
Yield Curve Review 08/10/2020
Would Strong Networking Skills Help Business Development? 08/07/20
Sale Items? 08/06/20
All-Time Lows 08/05/20
Holding Pattern 08/04/20
Yield Curve Review 08/03/20
Deposit Tier And Marginal Cost Analysis - 07/30/2020
Excess Liquidity, Excessively Expensive - 07/29/2020
Is This The "NEW NORMAL"? - 07/28/20
PMR - Monday's Yield Curve Review 07/27/20
A Trader's Perspective 07/24/2020
Defensive Investing 7/23/2020
Mixed-Signals ... 07/22/2020
Extended Stimulus … and “Lower for Longer” 07/21/2020
Yield Curve Review 07/20/2020
Take The Opportunities When They Present Themselves
Same Great Yield/Cash Flow Story...New GNMA Pool
PMR - Yield and Cash Flow with LITTLE to NO price depreciation risk…… 07/15/20
PMR - The Traeger Bond...Set it and forget it! 07/14/20
PMR - Monday's Yield Curve Review 07/13/20
Looking for Solutions to Increase Efficiency?
Liquidity Review
Modeling MBS Pool Cashflow
Cashflow Considerations
Insight from the FOMC 07/03/20
Happy 4th of July 07/02/20
Finding Extra Yield on Municipals 07/01/20
Where's The Yield? 06/30/20
Yield Curve Review 06/29/20
PMR - Looking For Options? 06/24/20
PMR - Are We Out of the Woods Yet? 06/23/20
Yield Curve Review 06/22/20
Cutting Cost of Funds 06/19/2020
They Say a Picture is Worth a Thousand Words 06/18/2020
"For Cryin' Out Loud!" 06/17/2020
Water, Water, Everywhere . . . 06/16/2020
Monday's Yield Curve Review 06/15/2020
PMR - Zero Rates Here to Stay 06/12/20
PMR - Callable Bonds: Very Different When Purchased at PAR / DISCOUNT / PREMIUM 06/11/20
PMR - Taxable Equivalent Yields 06/10/20
PMR - Your Bonds Are a Walking Target 06/09/20
PMR - Monday's Yield Curve Review 05/08/20
A Perfect Fit!
How Low for How Long?
Historically Cheap Deposits
Municipals Still Showing Generous Spreads Over Treasuries
A Municipal Traders Perspective … What To Do with Money? 05/29/20
How to Use These Low Rates to Your Advantage 05/28/20
CASH FLOW with Limited Extension Risk 05/27/20
Yield Curve Review 05/26/20
Potential Value In This Market - 05/22/2020
PSF ... The Gold Standard - 05/21/20
Essential Purpose and Safe Harbor - 05/20/20
Bloomberg Monthly Economic Survey - 05/19/2020
Yield Curve Review - 05/18/2020
Click the link for a sample of the Portfolio Managers Report
Taxable Muni Issuance Remains Strong 07/31/2020
Week in Review - 5/15/2020
Supplu and Demand 05/14/2020
Lender of Last Resort 05/13/2020
PMR - Less Than Zero 05/12/2020
Monday's Yield Curve Review 05/11/2020
PMR - The Important Role of Trust in High Performing Teams 05/08/20
PMR - HALF TIME ADJUSTMENTS 5/7/20
PMR - PPP Treatment in the ALM Model 05/06/20
PMR - Managing Spread and Margin 05/05/20
PMR - Monday's Yield Curve Review 05/04/20
Diversifying Funding Sources
Comparing BQ and Non-BQ Municipals
U.S. Treasuries... Yielding Significantly More than U.S. Treasuries
Resist the Easy...
Time to Slash Cost of Funds (COF) 04/24/20
Capture These Spreads Before They Are Gone... 04/23/20
Opportunities in High Grade Municipal Bonds …? 04/22/20
Great Opportunity in the MBS Market 04/21/20
PMR - Monday's Yield Curve Review 04/20/20
A Municipal Traders Perspective - 04/17/2020
Going Out of State - 04/16/2020
Short Term Opportunities - 04/15/2020
Interest Rate Sensitivity - 04/14/2020
Yield Curve Review - 04/13/2020
Municipal Market Credit Impact 04/10/2020
Update: LIBOR Beyond 2021 04/09/2020
"Cushion Bond" - The Call is Your Friend 04/08/2020
Mortgage Refi Wave 04/07/2020
Monday's Yield Curve Review 04/06/2020
PMR - Prospects for the Municipal Market 04/03/20
PMR - Working Virtually with Clients 04/03/20
PMR The Week That Was (In The Municipal Market) 04/01/20
Coronavirus Aid, Relief, and Economic Security Act (The “CARES Act”) 03/31/20
PMR - Monday's Yield Curve Review 03/30/20
Negative Interest Rates
Record Level Municipal Yields
Value in the CD Market
Extraordinary Measures of the Federal Reserve...
Volatility Breeds Opportunity 03/20/20
Volatility Continues… 03/19/20
“Specifics, Give Me Specifics!” 03/18/20
Top of the Mornin’ to you! 03/17/20
Yield Curve Review 03/16/20
Muni Market Witnesses An Historic Sell Off - And The Value Buyers Love It! - 03/13/2020
So When Did You Say The Rebound Would Happen? - 03/12/2020
SCANNING FOR BOND GAINS - 03/11/2020
We've Got Your Lily Pad! 03/10/2020
Yield Curve Review 03/09/2020
Keep Your Promise, Insure Your Love 03/06/2020
Short Muni's Still Showing Big Spreads 03/05/2020
(Un)expected Fed Cut 03/04/2020
Focusing on Coupons 03/03/2020
Monday's Yield Curve Review 03/02/2020
PMR - A Good Time to Review Deposit Cost and Funding Sources 02/28/20
PMR - 30 Year 2.50% Mortgage Pool 02/27/20
PMR – 30 Year Low Coupon Mortgage Pools 2/26/20
2/25/20
Look Beyond Bank Qualified Bonds for Value in the Municipal Market – 2/21/20
Looking to the Futures – 2/20/2020
Bloomberg Monthly Economic Survey – 2/19/2020
Yield Curve Review – 2/18/2020
SOFR – LIBOR Transition <FNMA / FHLMC> 02/14/20
Manage Your Goals 02/13/20
Changes to Municipal Issuance 02/12/20
Clear Sailing For the Economy 02/11/20
Yield Curve Review 02/10/20
Love Is Just Damn Good Business - 02/07/2020
Outstanding Yields Are Available - 02/06/2020
Psychological "Barriers" To Purchasing Securities 02/05/20
Is it too "late" to buy out on the curve? - 02/04/2020
Yield Curve Review 02/03/20
Negative Effects of Premium 01/31/2020
Caution: Accelerating Pre-Payments Ahead 01/30/2020
Steady As She Goes . . . 01/29/2020
When America Sneezes ... but What About China 01/28/2020
Yield Curve Review 01/27/2020
PMR - Bullet Trends 01/24/20
PMR - An Observation that could be an Opportunity for some…. 01/23/20
PMR - Win/Win/Win Structure with Cash Flow/Yield/No Premium Risk 01/22/20
PMR - Weekly Yield Curve Review 01/21/20
Quarterly Change in Municipal Offerings
Agency Bullets Offering Spread to Treasuries
Comparing Taxable Options: Pools vs Callable Agencies
Monday's Yield Curve Review 01/13/2020
Some Easily Obtainable Goals for 2020 01/10/20
Attractive MBS Pools at a Premium 01/09/20
Fed Funds Here to Stay? 01/08/20
2020 - Let’s Make it a Great Year 01/07/20
Yield Curve Review 01/06/20
362 Days Of Opportunity Ahead In 2020
CCB #1 Competitive BQ Underwriter In KS And #2 In Oklahoma For 2019
Happy New Year!
Yield Curve Review - 12/30/19
What a Difference a Year Makes! 12/27/2019
Finding Value in Smaller Municipal Deals 12/26/2019
Merry Christmas! 12/24/2019
Monday's Yield Curve Review 12/23/2019
A Trader's Perspective 12/20/19
Late Year Market Moves Could Present Some Interesting Investment Opportunities 12/19/19
To Do: Getting Ready for 2020 - PMR 12/18/19
PMR Long Term Global Expectations on Interest Rates 12/17/19
PMR - Monday's Yield Curve Review 12/16/19
"Price is what you pay. Value is what you get." - Warren Buffet
Finding the Right Fit
Picking Up Yield with Bank Eligible Municipals
Banks Shift Focus As Loan Growth Slows 12/06/19
Watch that Premium on Long Duration Mortgage Pools 12/05/19
GNMA ARMs Offer Yield, Low Duration and a Place to Hide? 12/04/19
Offset Premium Risk in Your Portfolio 12/03/19
Yield Curve Review 12/02/19
Year-End Moves - 11/29/19
Happy Thanksgiving - 11/27/19
Muni Bonds: The Lost Chapter of Life on the Mississippi - 11/26/19
Yield Curve Review - 11/25/19
Ready for Year End?? 11/22/2019
Asset Allocation: Agency MBS 15 Year 2.5% 11/21/2019
Maintaining Yield on Earning Assets as Margin Compression Accelerates ... A Few Ideas 11/20/2019
Asset Allocation: Maintain the "long-end" of the Investment Portfolio 11/19/2019
Yield Curve Review 11/18/2019
Municipal Traders Perspective 11/15/19
Safe Harbor Refunding Bonds 11/14/19
Bloomberg Monthly Economic Survey 11/13/19
Yield Curve Review 11/12/19
Insure Your Love with Long-Term Care Planning
LIBOR Beyond 2021
Signs of Global Stabilization...?
11/5/19
11/1/19
PMR- 10/31/19
10/30/19
10/29/19
10/28/19
10/25/19
10/24/19
10/23/19
10/22/19
10/21/19
A Trader's Perspective 10/18/2019
Yield/Size/Liquidity/Defense….This checks all the boxes! 10/17/2019
PMR - Cash Flow and Yield WITHOUT premium Risk ... It does exist 10-16/2019
Monday's Yield Curve Review 10/15/2019
PMR - A Trader's Perspective
PMR - Increase Your Income
PMR - Fixed Income Sector Snapshot
PMR - Why Are Bullets So Hard To Find
PMR - Monday's Yield Curve Review 09/07/19
The 5 Laws of Stratospheric Success
Avoid High Premium Bonds in Declining Rates
Fixed Income Sector Snapshot
Agency Bullet Yield Spreads
Fourth Quarter 09/27/19
New Issue MBS Products are Cheap 09/26/19
Volatility Is Your Friend 09/25/19
Invest For Lower Rates While Protecting Against Higher Rates 09/24/19
PMR - Municipal Credit Overview 09/25/20
PMR - Weekly Yield Curve Review 09/23/19
A Trader's Perspective 09/20/19
FOMC Votes to Cut the Fed Funds Target Rate - 09/19/2019
Short Term Rate Chaos...
Want To Earn 4.50% Overnight?
Yield Curve Review 09/16/2019
A Municipal Traders Perspective 09/13/2019
Bank Eligible Municipal Bonds 09/12/2019
CD Portfolio Check 9/11/2019
Where to Reinvest Roll-Off 09/10/2019
Monday - Yield Curve Review 09/09/2019
PMR - BNControl Update From User Group Meeting
PMR - Fuel Your Portfolio for the Future
PMR - 100 Basis Points Spread vs 5 Year Treasury 09/04/19
PMR - Weekly Yield Curve Review 09/03/19
A Few Action Items and Some Things to Ponder
Central Bank Independence...?
Those in a Borrowed Position Should Consider Their Options...
Are You Borrowed on an Overnight Basis?
Trade Idea: What to do in this Rate Environment? 08/23/19
Will the 10-Year Treasury Yield Decline to 0%? 08/22/19
Managing Cost of Funds (COF) in a Declining Rate Environment 08/21/19
Maintaining Yield on Earning Assets in a Declining Rate Environment -A Short Checklist 08/20/19
Yield Curve Review 08/19/19
History Does Not Repeat Itself But it Often Rhymes 8/15/2019
Blue Light Special 8/14/2019
Bloomberg Monthly Economic Survey 08/13/2019
Yield Curve Review 08/12/19
Slippery Slope 08/08/2019
Consider Issuing Callables to Control NIM 08/07/2019
MBS Curve Still Steep 08/06/2019
Monday's Yield Curve Review 08/05/2019
PMR - Mixed Message 8/1/19
PMR - Brexit Update 7/31/19
PMR - Still a Yield Curve in Municipals
PMR - Monday's Yield Curve Review 07/29/19
Reporting That Works For You
Callable Bonds with a "Cushion"
Value in the Odd Yield Curve
Is the Fed Worried?
Is the 10YR Treasury Really Going to 0.00%? 07/19/19
Maximize Spread! Minimize Risk! All Without Sacrificing Cash Flow! 07/18/19
Don’t Overcomplicate Things… 07/17/19
A Trader's Perspective 07/16/19
Yield Curve Review 07/15/19
Lower for Longer?
That Was Then...This Is Now...
Tax Equivalent Yield (TEY)
What If Tax Rates Go Up? What Does That Do To Net Yield And Taxable Equivalent Yield?
Grow Non-Interest Income through the ABA Insurance Exchange 7/5/2019
Portfolio Optionality into Decling Rates 7/3/19
What is Your Taxable Equivalent Yield?? 07/02/2019
Monday's Yield Curve Review 7/1/2019
PMR - How far should we extend on the funding Curve? 6/28/19
PMR - The TINA Trade 6/27/19 "There is no alternative"
PMR - Time to Go Longer in MBS Investments 6/26/19
PMR - The Market is Always Right 6/25/19
PMR - Monday's Yield Curve Review 06/24/19
Fed Leaves the Target Range for Fed Funds Unchanged in June (That’s good news, right?)
Managing Yields
Calling All Callable CD's!
Platte County, Missouri Makes National Headlines (But Not the Kind We Like) 06/14/19
Homework 06/13/19
Get Ahead of the Fed 06/12/19
Portfolio Clean-Up 06/11/19
Yield Curve Review 06/10/19
A Perfect Fit! 06/07/19
Invest in Your State's Municipal Bond Issues to Pick Up Yield
CD Spreads Are Wide To Treasuries
You Should Consider Paying Off Overnight Borrowings
CMOs - Count Me Out?? 05/31/19
We Got Your Lily Pad!! 5/30/19
Bond Laddering Works 5/29/2019
Monday's Yield Curve Review 5/28/2019
PMR - How is Your Budget Doing?
PMR - Make the ALCO Process Meaningful, Not a Checkbox!
PMR - Is It Too "Late" to Buy Out on the Curve?
PMR - Is It Time to Shorten Liabilities?
PMR - Monday's Yield Curve Review 05/20/19
Do You Think Rates Are Headed South? 05/17/19
Identifying Value in the Muni Market – Volume II 05/16/19
Identifying Value in the Muni Market 05/15/19
Bloomberg Monthly Economic Survey 05/14/19
Yield Curve Review 05/13/19
Life is for Living - Protect Yourself
Bond Market Basic: Bond Swaps!
The Six Month Market
Midwest Floods & Extraordinary Redemption Provisions (ERP)
A Traders Perspective - Sugar High and Lower Yields - 05/03/19
Perception - 05/02/19
Mortgage Barbell - 05/01/19
"Plug the Gap" - Filling Gaps in the Portfolio - 04/30/19
Buying out on the "The Curve", Revisited! 4/26/2019
DUS Bonds: Delegated Underwriting Servicing 4/25/2019
MBS: The Very Accurately Defined Maturity 4/24/2019
Premium Callables - A Return to Value 4/23/2019
Monday's Yield Curve Review - 04/22/2019
The Effect of Dodd-Frank on Dealer Inventories and Liquidity 04/19/19
MAXIMIZING NET YIELD "OUT OF STATE" VERSUS "IN STATE" MUNICIPALS 4/18/19
Tax Equivalent Yields 4/17/19
Yield Relationships Between Taxables And Tax-Frees Today 4/16/19
PMR - Monday's Yield Curve Review 04/15/19
DEMAND FOR MUNICIPALS REMAINS STRONG
Rare Mix of Spread and Limited Optionality in Agency Callable
How do you get stronger? Barbells! Same goes for our portfolios
3.00%+...0% Risk Weight…Price Protection and Cash Flow!
Non-Interest Income Through Insurance 04/05/19
Spread Relationships Between Mortgage Backed Securities and Treasuries 04/04/19
Positive Price Movements in Mortgage Backed Securities 04/03/19
FASB 115 04/02/19
Monday Yield Curve Review 04/01/19
A Trader's Perspective - What Regression Is Indicating? 03/29/19
Market Crying Wolf On Rates
Asset Bubble Watch
Bonds May Be Your Best Choice For Liquidity
Monday - Yield Curve Review 03/25/19
Treasury Spreads (Which One Do We Care About?)
Markets in Transition; What to do Now? (Part 3)
Markets in Transition; What to do Now? (Part 2)
Market in Transition; What to do Now? Part 1
Yield Curve Review 3/18/2019
A Case for Callable CDs 3/15/19
Current Value in Issuing CDs 3/14/19
Move Up in Coupon for the Best Value in Fixed Rate Mortgage Pools 3/13/19
A Good Call – Discounted Callable Agencies 3-12-19
PMR - Monday's Yield Curve Review 3/11/19
More Efficient Banking
Bank Eligible Municipal Bonds
Cashflow with Limited Premium Risk
Nowcasting
A MUNICIPAL TRADERS PERSPECTIVE 03/01/2019
Do We Need to “Reset” Our Expectations for 2019? 02/28/19
Is It Time To Rethink the Duration of Liabilities? 02/27/2019
Hoarding Overnight Funds Sold is Not a Substitute for Building an Investment Portfolio 02/26/19
Yield Curve Review 02/25/19
Fed Funds Futures Curve - 02/22/19
The State of Bank Merger - Acquisition Activity - 02/21/19
The Yield Curve Speaks (but are investors listening?) - 02/20/19
Yield Curve Review - 02/19/19
The Hippocratic Oath
Renewed Rumblings of the "R" Word
Attention Muni Shoppers
Bloomberg Monthly Economic Survey - CHANGING OPINIONS!
Lowflation...and the Powell Pause 2/7/19
The Crux of it all … and a Cash Flow Suggestion 02/06/19
More Demand for Tax-exempt Municipals …? 2/5/2019
Yield Curve Review - 02/04/19
Perception
An Attractive Alternative Funding Option
New Year's Resolution Update?
Potential Impact of High Premiums on SBA Pools 01/25/19
Credit Spreads 01/24/19
Starting 2019 with a Game Plan 1/23/19
Yield Curve Review 01/22/2019
Buying out on "the curve"
Taxable Municipals: A Sector with Value
CMO: Low Extension - 01/16/19
Attractive Spot on U.S. Agencies - 01/15/19
Yield Curve Review - 01/14/19
Trader's Perspective - New Year's Resolution
Eliminating Interest Rate Risk in My Bank's Portfolio?
Where to Find Value in Bonds Identified in One Simple Picture
Product Selection Matters When the Curve is Flat
2019 Embracing Reality 1/4/19
Where to Start to Improve Performance 1/3/19
Quick Review of "Rates"
MBS Spreads Continue to Widen!
Merry Christmas & Yield Curve Review
Preparing For Any Rate Environment 12/21/18
"Markets Are Never Wrong" 12/20/18
Take Advantage of Low Yields 12/19/18
Investing in Multi-Family Housing Units 12/18/18
Yield Curve Review 12/17/18
A Trader's Perspective - 12/14/18
A Difference of Opinion - 12/13/18
Wide Spreads in CD Land - 12/12/18
Longer Bank Qualified Municipals Are Cheap - 12/11/18
Yieled Curve Review December 10, 2018
PMR - BNControl: Your Data, One Place.
PMR - No Time Like the Present
PMR - Are we nearing the end of the cycle?
Inversion
Discounted Callables: Yield Enhancement
Yield Curve Review - 12/3/2018
Play Good Defense with Municipal “Kicker” Bonds
Fed Speak - Are they done?
Risk On - Risk Off
Tax Loss Strategy
Monday's Yield Curve Review - 11/26/2018
Let Us Give Thanks!
Deflation?
Monday - Yield Curve Review - 11/19/2018
Another Check-list to End Your Week! (Perfect for Planning)
Year End Checklist: Finish Up a Good Year and Make 2019 Stronger
Hot Pot!
Yield Curve Review - 11/13/2018
Majority of Americans Struggling with Finances
A "TEY" Refresher
Municipal Yields are Up - So is Your Income
Municipal Yield Curve Over the Last Three Years
Yield Curve Review - 11/5/2018
Traders Perspective
Bond Market: A Long Way From Neutral
Protection From Extentions - VADMs
Yield Curve Review 10/29/2018
A Municipal Trader's Perspective - "Bank Eligible Munis"
How about you tell us what you need?
Simple Yet Convincing Argument Suggesting Rates Have Peaked
&alt;p>Heads You Win, Tails They Lost⪫/p>
Recent Observations
Reviewing ARM Structures
Consider Taxable Municipals
Buy Agency Bonds According to Your Interest Rate Outlook
QE, QT (Quantitative Tightening)… QE Again?
Going Deep with Discounted ARMs
Picking Up Yield and Limiting Your Extension Risk
Bring A Fee Income Idea to Your Strategic Planning Session
Inflation, Inflation Expectations and Upexpected Inflation ...?
Best-Efforts vs. Guaranteed CD Issuance
Why Not Get Ahead Of It ....?
How Far Should We Extend on the Deposit Curve?
Where Have All the Deposits Gone?
Movin' to the Groovin
Don't Wait 10 Years for 3.00%
Non-rated Oklahoma Taxable Municipals are the Diamond in the Rough
MONDAY'S YIELD CURVE REVIEW
Marginal Cost of a Deposit Strategy
Bloomberg Monthly Economic Survey
Barbell Strategy: Income from the Long End
Barbell Strategy: Cash Flows for the Short End
BNControl Demonstration at Country Club Bank October 4, 2018
No Time Like the Present
Why Wait 21 Days?
A TRADER'S PERSPECTIVE
YIELD CURVE GOES VIRAL
AN ARM REVIEW
How Many More?
Who Doesn't Like Free Money?
Working Up A Deposit Special to WOW Your Retail Customers?
Curve Flattening Continues
Monday Yield Curve Review
Liquidity is an Ongoing Issue
We've Got Your Lily Pad!
Bond Laddering Works (too bad so many investors don't understand why)
A Bear Bond Market Lesson: Discounted Callables Have Value
How to Create Efficiency?.....Remove Steps in Your Process
Don't Say We Didn't Tell You!
Comparing Apples to Apples
A Credit Ratings Refresher
Heads You Win…..Tails You Win?
MBS: Up in Coupon, Up in Value
A Nice Bullet Option
Will Fed Chairman Powell Continue the Rate Hikes?
What Were You Doing Back In 2008?
Looking For Cheap, Simple And Fast Way To Raise Liquidity
Yield, Cash Flow and Little Extension Risk
Trapped With High Cost Funds & Slower Loan Growth
Where to Find Value in Municipals
High Coupon, Worth the Premium?
Short Bullets, Long Callables
Taxable Municipals with a Kick
On Being a Great Listener
Fund Pressures
More Fodder for the FED
Time to Add Call Protection to Portfolios? A Historic Perspective…
Addressing Liquidity Issues
Will Tariff Troubles Send Rates Lower?
Why is the Ten Year Treasury Yielding Less Than 3%?
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Picking Up Yield & Quality in the Municipal Market
CD Swap Opportunities
Timing The Market vs Time Spent Invested
U.S. Economic Forecasts: Bloomberg Monthly Survey
One Bond For All Convictions
A Trust Department Municipal
Have You Considered Safe Harbor?
Municipal Credit Problems In The News (And Some Will Surprise You) - Part 2
Municipal Credit Problems In The News (And Some Will Surprise You)
Municipal Trader's Perspective
A Stepped-Up Opportunity
A Good Time to Sell?
FED FORGES ON!
Lack of Yield Curve
One More and Done?
Fee Income with High Impact on Customers
Bond and Equity Volatility Measures Make New Lows
The Flattening Yield Curve
Fed Goes Up---Longer Rates Go Down. Why?
Market Opportunites
How I Learned to Stop Worrying and Love the Market!
Are You Ready For Declining Rates?
Want Low Price Funding YOU Control…Let Us Help!
Free Loan Pricing Tool...
If Your Loan Portfolio is Shifting to Fixed, Find Your Adjustable Assets Here!
Time To Get On the CD Train
The One Week Market
Mark Twain and Muni Bonds
Where The Fed's Reinvestment Plan Fits In Your Liquidity Forecast
Liquidity issues are alive and well!
Commodities Signaling Lower Rates?
Dangerous “Flat Curve” Ahead!
Friday Unemployment Report
BNControl Demonstration at Country Club Bank on Tuesday, May 2
Review Your Municipal Credits
Fed Funds Futures Signal No May Rate Hike
Investors Lower Inflation Expectations
It's Draft Week...
The Tax Plan Cometh ...
Does the Recent Rally in Bonds Have Legs …?
Quantitative Tightening...?
Helping Control Funding Costs
Swap Your CD Rate
Your Contingency Liquidity Policy
Spring Cleaning For Your Bond Portfolio
Staying Fully Invested
Take a Look at FDIC Insured CDs
Improving Productivity by Reducing Employee Financial Stress
AN IDEA TO IMPROVING ANNUAL INCOME IN THE BOND PORTFOLIO (AND THUS, THE BANK)- Continued
AN IDEA TO IMPROVING ANNUAL INCOME IN THE BOND PORTFOLIO (AND THUS, THE BANK) - Continued
AN IDEA TO IMPROVING ANNUAL INCOME IN THE BOND PORTFOLIO (AND THUS, THE BANK)
Britain Just Wrote the EU a Breakup Letter. Now What?
The FOMC’s Impact on Treasury Markets
A Remedy for your CRA Headache
Managing your balance sheet for rising rates and increasing loan demand.......Update.
Difficult to Find, But Worth it...
A CONSISTENT PERFORMER IN HIGH PERFORMING PORTFOLIOS
FOR A BALANCE OF YIELD, LIQUIDITY, AND PREDICTABILITY...
Hope Springs Eternal
Fed Raises Overnight Funds Target; how does this effect your game plan?
The 5 year and 10 year treasuries have eased up from year end levels...
Baby Steps or the beginning of an avalanche?
Thinking about automating BSA Compliance?
Hidden Inflation
A world's worth of difference
Changes in attitude
Bank Stocks Leading the Stock Market Boom
Economic Indicators Raising Fed Rate Increase Probability
Jeffrey Gundlach Sees “Stealth Flight to Safety” in Bonds
Reviewing Key Assumptions in ALM Reporting
A Report from the ABA National Conference for Community Bankers
Think Differently
A Long Term Investment Alternative
Looking for a Competitive Edge in 2017
FASTEN YOUR SEATBELTS (Part 2)
HAPPY NEW YEAR AND FASTEN YOUR SEATBELTS
