Privacy Notice

May 23, 2023

What does CC Capital Advisors, Inc. do with your personal information?

Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal informtion. Please read this notice carefully to understand what we do.

What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Income
Birthdate
Social security number

When you are no longer our customer, we continue to share your information as described in this notice.

How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reason CC Capital Advisors, Inc. chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does CC Capital Advisors, Inc. share?	Can you limit this sharing?
For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations	Yes	No
For our marketing purposes — to offer our products and services to you	Yes	No
For joint marketing with other financial companies	Yes	No
For our affiliates' everyday business purposes — information about your transactions and experiences	Yes	No
For our affiliates' everyday business purposes — information about your creditworthiness	No	NA
For our affiliates' to market to you	No	NA
For our nonaffiliates' to market to you	No	NA

What We Do
How does CC Capital Advisors, Inc. protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measure include computer safeguards and secured files and buildings.
How does CC Capital Advisors, Inc. collect my pesonal information?	We collect your personal information, for example, when you Apply for a life insurance policy Purchase an annuity Request a quote for insurance
Why can't I limit all sharing?	Federal law gives you the right to limit only sharing for affiliates' everyday business purposes – information about your creditworthiness affiliates from using your information to market to you sharing for nonaffiliate to market to you State laws and individual companies may give you additional rights to limit sharing.

What We Do

How does CC Capital Advisors, Inc. protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measure include computer safeguards and secured files and buildings.

How does CC Capital Advisors, Inc. collect my pesonal information?

We collect your personal information, for example, when you

Apply for a life insurance policy
Purchase an annuity
Request a quote for insurance

Why can't I limit all sharing?

Federal law gives you the right to limit only

sharing for affiliates' everyday business purposes – information about your creditworthiness
affiliates from using your information to market to you
sharing for nonaffiliate to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates	Companies related by common ownership or control. They can be financial and non-financial companies. Our affiliates include companies with the common corporate identity of CC Capital Advisors, Inc.: financial companies such as CCB Financial Corporation, Country Club Bank and Asset Management Group.
Nonaffiliates	Companies not related by common ownership or control. They can be financial and non-financial companies CC Capital Advisors, Inc. does not share with nonaffiliates so they can market to you.
Joint Marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. CC Capital Advisors, Inc. does share for joint marketing.