Checking and Savings Accounts

Country Club Bank offers a variety of personal checking and savings account options to simplify your finances and meet your everyday banking needs.

Click here to view the personal fee schedule.

For information about online and mobile banking, click here.

Connect Checking

Open an Account

Convenient banking tools

  • Online Banking
  • Mobile Banking with Mobile Check Deposit
  • Bill Pay
  • Debit Card
  • Online Statements

Complimentary existing life insurance review to include a personal needs assessment from Country Club Bank1

ATM Benefits2
8 non-CCB ATM fees refunded (up to $25) per statement cycle

Maintenance Fee
$7.00 maintenance fee per statement cycle. Maintenance fee will be reduced by $0.15 per signature-based debit card transaction. Transactions must post within the statement cycle to qualify. Credit will not exceed maintenance fee.

Advantage Connect

Open an Account

Convenient banking tools

  • Online Banking
  • Mobile Banking with Mobile Check Deposit
  • Bill Pay
  • Debit Card
  • Online Statement

Complimentary existing life insurance review to include a personal needs assessment with a wealth solutions representative from Country Club Bank1

ATM benefits2
Unlimited fee refunds on non-CCB ATM transactions

Interest on your checking balance
Interest earned will be calculated at our current rate.

Additional Bank Benefits

  • First box of checks for free3
  • Free Cashier's Checks and Money Orders
  • $20 discount on annual Safe Deposit Box rent any size

Maintenance Fee
$12 per statement cycle, waived if you maintain a minimum daily balance of $5,000 or an average combined $20,000 balance in consumer deposit and/or loan accounts each statement cycle.

Simply Checking

Open an Account

Convenient banking tools

  • Online Banking
  • Mobile Banking with Mobile Check Deposit
  • Bill Pay
  • Debit Card
  • Online Statement

Complimentary existing life insurance review to include a personal needs assessment with a wealth solutions representative from Country Club Bank1

ATM benefits2
8 non-CCB ATM refunded up to $25 per statement cycle

Maintenance Fee
$7 maintenance fee per statement cycle. ACH Credit(s) with an aggregated total of $300 or more per statement cycle or $500 minimum daily balance maintained to avoid maintenance fee. Paper statement fee is $2.50. If signed up for Online Statements, no fee.

Student Checking

Open an Account

Are you between the ages of 12 and 23?

If so, use Student Checking to give you a smart, easy way to manage your money.

Save time and money while you bank on the go

  • Use free Online Banking with Bill Pay
  • Access simple and safe Mobile Banking and Mobile eDeposit
  • Carry a Country Club Bank Debit Card for easy purchases. You also have the option to use card controls to keep your card safe and provide instant notifications whenever your card is used.

Keep it simple

  • With Online Statements and Check images

ATM Benefits2

  • Receive up to 8 free foreign ATM transactions per monthly statement cycle

$25 minimum opening deposit. First two written checks or in-branch withdrawals free per statement cycle, $0.50 per check or in-branch withdrawals thereafter. Sign up for online statements and we'll waive the $2.50 per statement cycle paper statement fee. Minor Account will require parent or guardian joint ownership.


Reorder Checks

With Country Club Bank reordering checks is easy - click here to reorder checks.

To learn more, email us or call (816) 931-4060.

Regular Savings

Open an Account

This account is ideal if you want to establish savings for your children, make frequent deposits, save for vacations, or set aside money for other major purchases.

Minimum Opening Deposit
$100

Balance requirements to avoid a maintenance fee
No fee when a minimum daily balance of $100 is maintained.

Maintenance Fee
$2 monthly

Interest Statements
Accrued daily and paid monthly. Produced quarterly.

Transaction Limits
No more than six third-party withdrawals or preauthorized transfers per month.*

Withdrawals and/or transfers exceeding six per month will result in a $5 excessive withdrawal fee per month. If limitations are continuously exceeded, it may result in account reclassification.

Money Market Savings

Open an Account

A money market account gives you a higher interest rate than a regular savings account, plus the liquidity and flexibility of a checking account.

Minimum Opening Deposit
$100

Balance requirements to avoid a maintenance fee
No fee when a minimum daily balance of $1,000 is maintained.

No interest is earned on days that balance requirements are not met.

Maintenance Fee
$20 monthly

Interest Statements
Accrued daily and paid monthly. Produced quarterly.

Transaction Limits
No more than six third-party withdrawals or preauthorized transfers per statement cycle.*

Withdrawals and/or transfers exceeding six per month will result in a $25 excessive withdrawal fee per month. If limitations are continuously exceeded, it may result in account reclassification.

Student Savings

Open an Account

Minimum Opening Deposit
$25

Balance requirements to avoid a maintenance fee
No minimum balance.

Maintenance Fee
No fee

Interest Statements
Accrued daily and paid monthly. Produced quarterly.

Transaction Limits
No more than six third-party withdrawals or preauthorized transfers per statement cycle.*

Withdrawals and/or transfers exceeding six per month will result in a $5 excessive withdrawal fee per month. If limitations are continuously exceeded, it may result in account reclassification.

Ages 0-23
Coins counted free.


Certificate of Deposit (CD) Chart

Term/Account Type

7-89 days

3 month

6 month

1 year

Mini CD (1 year)

2 year

3 year

4 year

5 year

Opening Deposit

$1,000 and over

$1,000 and over

$1,000 and over

$1,000 and over

$250 and over

$1,000 and over

$1,000 and over

$1,000 and over

$1,000 and over

Interest

Any term length greater than 12 months compounds quarterly; any term length less than 12 months compounds at maturity.

  • Automatic Renewal at Maturity- All CDs will automatically renew at maturity (with 10-day grace period)
  • Additional deposits to CDs- Additional deposits are not allowed except for the Mini CD, for which deposits are allowed in $50 increments.
  • Interest Payment- Interest can be compounded or directly deposited into your Country Club Bank checking or savings account.
  • Withdrawal penalties may be charged on any of our CDs for early redemption.

Health Savings Account

Service Charges

Monthly Maintenance Fee (waived first 6 months after account opening; thereafter, $1,000 minimum daily balance required)
$5.00

Closing or Transfer Fee
$20.00

Excess Contribution Fee (waived for relationship customers)
$25.00

Paper Statements
$2.50

Electronic Statements
N/C

Interest Paid

Yes, if over $1,000

Account Features

Contributions to an HSA may be fully or partially tax-deductible. Contact your tax advisor with questions pertaining to the tax deductibility of your contributions.

All tax references are at the federal level. State taxes vary, please consult your tax advisor.


IRAs

When planning for retirement, consider opening a Country Club Bank IRA. We offer short- and long-term Roth and Traditional IRAs to meet your specific needs. Contributions to an IRA may be fully or partially tax-deductible. Contact your tax advisor for questions pertaining to the tax deductibility of your contributions.

For more information email us or call (816) 931-4060.

All tax references are at the federal level. State taxes vary, please consult your tax advisor.

Savings Bonds

Savings bonds can be cashed by speaking to a teller at any of our financial centers. Savings bonds can be purchased through the U.S. Treasury website: http://www.treasurydirect.gov

To learn more about any of our accounts and services, contact us or call (816) 931-4060.

Reorder Checks

With Country Club Bank reordering checks is easy - click here to reorder checks.

To learn more, email us or call (816) 931-4060.

Please remember that email is not secure. Non-public personal and account information such as ACCOUNT and SOCIAL SECURITY NUMBERS should not be sent through this form or through email.

*Includes preauthorized, automatic, telephone, fax or internet transfers and 3rd party transfers by check, draft, and debit card.

1Insurance products through Country Club Financial Services, Inc. not FDIC Insured, no bank guarantee, may lose value. 2 Country Club Bank does not charge a fee for the first 8 combined ATM withdrawals or balance inquiries per account per statement cycle. After 8, subsequent withdrawals will be charged at $2.50 each and balance inquiries at $1.00 each except when made at any Country Club Bank owned ATM. Country Club Bank also refunds up to $25 per account per statement cycle in other banks' ATM usage fees. Advantage Connect account holders receive unlimited fee refunds on non-Country Club Bank withdrawals and balance inquiries. A 1% foreign tranaction fee applies to all withdrawals (ATM & POS) outside the US. 3Complimentary standard checks must be ordered through Country Club Bank.

Member FDIC  / Equal Housing Lender
Trust, Investment and Insurance products and Services:
  • Are Not Insured by the FDIC or any other federal government agency.
  • Are Not deposits of, or guaranteed by, the Bank or any Bank affiliate.
  • May lose value.